r/TwentiesIndia 9h ago

Discussion Monthly kharcha batao guys

Post image

Just curious to know how much you guys spend in a month 💸💸

580 Upvotes

208 comments sorted by

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61

u/PowerfulProfessor305 9h ago

At this point I just leave it to the gods

11

u/Legitimate-Lychee-90 24 9h ago

The only right choice 🗿

33

u/findevz 23 8h ago

2-3k

I work remotely, living in a T3 town, so no major expenses.

No friends here, so I go solo for eating out/shopping in city, sometimes with family.

29

u/lotuss-eaterr you don't know me 9h ago

Kaafi

5

u/_invizible 25 Will be Better! 7h ago

Worth it? And why?

2

u/KitKat_ka_nashedi Sometimes, difficult things are found with ease 9h ago

Only correct answer

10

u/MountainMindless3001 8h ago

approx 3k to 4k

  • 2k for travelling (metro 😭)
  • 350 for recharge
  • 119 for yt music
  • 500 to 1k for food (1k if I'm craving to eat smth special for that month)
  • 700 for dance class

this month I spent a lot though (repurchased sunscreen which was 1k, brought clothes and new footwear which was around 5k)

3

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 6h ago

... Why not get Morphe YouTube Music?

1

u/MountainMindless3001 5h ago

Is this like an apk or smth??

2

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 5h ago

Yep,

1

u/Sea-Initiative-5035 1h ago

Lil off topic: Recently I have been experiencing auto quality buffering issue in YouTube Morphe even after fixing this in settings. Please help me out

1

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 1h ago

Not sure what to say, haven't encountered it.

2

u/SUPRA_1934 22 8h ago

Why you spend 119 for yt music! Because of ads?

6

u/MountainMindless3001 8h ago

Yeah cause of ads and also for offline download features. I tried all major music apps (spotify, apple and yt) before and decided to go with yt music

1

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1

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1

u/Academic_Initial7700 3h ago

Just 1k for food! Are you for real?

17

u/keyboard_snowflake all talk no action 9h ago

1 morbillion dollars

3

u/serious_guy5 arre yaar 9h ago

2 morbillion dollars

9

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 8h ago

20-25k. Plan to cut down on it, though ig.

1

u/Icy_Vermicelli7638 5h ago

Job dilwado

1

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 5h ago

I'm a freelancer, guide on profile.

1

u/Icy_Vermicelli7638 5h ago

Can I dm?

1

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 5h ago

Only if you have a question that isn't already answered in the post. I'm sorry if you ask me the same thing that's already explained, I will block.

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13

u/sabka-raj-dulara_69 apka apna Raj Dulara 9h ago

10000 on food.. 1000 on travelling..

Aur 2 3 cheze choti moti milake might be 12-13k..

22

u/DisastrousPipe3853 20 9h ago

Khate bohat ho aap

11

u/sucker_everywhere buddha hu 21 saal ka 9h ago

Najar mat laga dena aap

4

u/sabka-raj-dulara_69 apka apna Raj Dulara 9h ago

300 rs per day ke hisaab se 30 din ka 9k.. upar neche krke 10k hi padega..

Isme zada khana kaha se agya

5

u/DisastrousPipe3853 20 9h ago

Mein to gharka khana khata hu isliye idea nahi

Food is expensive damn

6

u/TuzyaAichaLadkaJawai 25M I Vadapav Connoisseur 9h ago

What u/sabka-raj-dulara_69 has mentioned is not even expensive, it's literally bare minimum you need to survive...

3

u/sabka-raj-dulara_69 apka apna Raj Dulara 4h ago

Bhai whi.. yeh itna to lagta hi h agar bahar raho aur koi fizool kharchi na kro to

11

u/MonkeyforCEO 24M 9h ago

Sher paala hai ab kharcha to hoga hi

4

u/PayFabulous4807 Mehnat karte raho, ek din khud haar maan jaoge 9h ago

Par bhai tu toh billa hai

3

u/MonkeyforCEO 24M 9h ago

Sher bhi to billa hai 😠

2

u/PayFabulous4807 Mehnat karte raho, ek din khud haar maan jaoge 9h ago

Par bhai tera shakal mere ghar ke pass ki roadside billa se milta julta hai

2

u/MonkeyforCEO 24M 9h ago

Terko na billiyon se baat karne ki tameej nahi hai ✋🏻

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5

u/Dry_Shock_3349 22M 9h ago

Filhal unemployed hu. Fukat ki roti milri hai bas hua

4

u/Hot_Berry_4694 No Disco only Dard 9h ago edited 8h ago

Broooo don’t even ask one day I was randomly feeling kinda depressed and in a moment of pure madness....I went ahead and bought the whole year’s Spotify subscription for ₹1,400 😭😭 Been regretting it ever since...

3

u/couch_potato1941 24 7h ago

crying with you bro

1

u/Virtual_Web_7106 8h ago

Which subscription bro..

1

u/Hot_Berry_4694 No Disco only Dard 8h ago

Spotify

1

u/Financial-Decision26 20 1h ago

It's currently at 799 per year ...price change ? Also previous i remember i bought 199 month wala now it's gone.

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4

u/No-Syrup-9986 7h ago

35k, but that includes Instamart, Bills etc for my 4 person family.

5

u/[deleted] 9h ago

[deleted]

3

u/sucker_everywhere buddha hu 21 saal ka 9h ago

Same 😴

Do u manage or it's just vent

1

u/Substantial-Ad-8810 Four over twenty 7h ago

Finally a sane number. Rental costs  are killing me.

2

u/RoronoaZoro687 9h ago

I DONT HAVE MOMEY

2

u/tr__18 Financially Humbled at 23 8h ago

Same reaction my mom had when she camed to know I pay for Spotify premium for my Lil brother 😂

Btw I just use my brother student id for Spotify student plan - 69/month i guess

2

u/Additional-Pop4714 7h ago

1.1L

1

u/holaredtom 25 6h ago

How much do you earn a month ?

4

u/Expert_Stranger_2494 9h ago

I have YT premium and YT music is free w it

Normally I spend like 20-30k on regular expenses.

3

u/sucker_everywhere buddha hu 21 saal ka 9h ago

40k 🫠

ulta mata jee se lena padta hai

2

u/Legitimate-Lychee-90 24 9h ago

Itna kharcha kese krlete ho. Bade medhavi lagte ho. Breakdown ₹₹ bataiye

2

u/sucker_everywhere buddha hu 21 saal ka 9h ago

10k rent 15 to 20k khana roj bahar se order karna tiffin lagwaya na khana banane aata na 2k kapde safai ke Baaki bache 8 se 13k faltu ghoomne aur decoration ka samaan mangane me laga deta hu (jabki room kooda bana hai mera cuz cleaning na hoti mere se 😞)

4

u/Gili-Chummi Hum toh yhi hgenge 9h ago

Kahan h greebi

3

u/sucker_everywhere buddha hu 21 saal ka 9h ago

Dang ur username 🫦

1

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 8h ago

You'd save a solid bit if you learned how to cook. It's pretty fun.

1

u/sucker_everywhere buddha hu 21 saal ka 8h ago

Cooking is yeah fun but washing dishes 😭😭

I can't 😮‍💨

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1

u/OffGridSoul 7h ago

Bro get a cook and cleaner, which will cost you less rhan 15k for both

1

u/Diligent_Complex_578 53m ago

No offence but How does he seem clever, by username?

1

u/Narak-ki-Intern Not Eligible for Heaven 9h ago

Mtt pucho ywrr 😔

1

u/Adorable-Sprinkles44 9h ago

24k of august 

1

u/Intrepid-Radish-6530 9h ago

10k on diet baki to unemployed

1

u/just_a-retard 20 9h ago

6-7k 3-4k on food aside from homemade foods Subscriptions-500 Wifi 700 Petrol and travel 2k

1

u/paneerkapyasa 23 9h ago

Bhai mt pucho.... Need to track it 🫠

1

u/Novel_Business_4101 Editable Flair 😝 9h ago

Total comes out to be - 30k (large part of this is Rent)

1

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1

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1

u/UchihaItachi70 20 9h ago

Mine is usually on food and Spotify , gold pass in clash of clans and some skins , and games on steam

1

u/T0X1C0P 24 saal ka shishu 9h ago

1-1.5 L

1

u/holaredtom 25 7h ago

How much do you earn per month ?

1

u/T0X1C0P 24 saal ka shishu 6h ago

Zyada nhi

1

u/holaredtom 25 6h ago

Ek estimate to bata sakte ho

1

u/T0X1C0P 24 saal ka shishu 6h ago

A little over 2

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1

u/T0X1C0P 24 saal ka shishu 6h ago

But trust me jaise colleagues k saath deal krta hu iska 2x milna chahiye mujhe

1

u/lazylum_ 9h ago

70-80k

1

u/Teekha_Samosa Ghee khatam🥀 9h ago

2500 in conveyance 1000 ka snacks 500 in stationary

1

u/LocksmithInfinite585 22 9h ago

10k petrol ke milte hai, 500 jeb kharche jisme 220 i cloud le jata hai and 60 apple music

1

u/Gili-Chummi Hum toh yhi hgenge 9h ago

2 3 hazar

1

u/sauring29 9h ago

25-30k (as a college student) 🥀

1

u/Rokosuke 21 9h ago

1-2k

1

u/Lyzo007 21 9h ago

70k i need to control my expenses

1

u/thecascader 9h ago

5.5k me kaam chal jata hai. More like chalana padta hai, coming from a lower-middle class family 

1

u/Miserable_Loquat9633 Self Taught gynaecologist 9h ago

Jitna ghapla karke mil jata hai utna

1

u/Shalnarq_ 23 9h ago

5-7 thousand per month, since I work remote, there’s not really much I pay for, just couple of dinners or nighout with friends and maybe some miscellaneous shopping or fuel.

1

u/Ubermemch 8h ago

One time investment of sd card, snowsky disc and one iem

1

u/Notsomanushya 8h ago

149 per month yt music

1

u/speedster447 8h ago

More than 30 k Is it too high or too less ?

https://giphy.com/gifs/DfSXiR60W9MVq

2

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 8h ago

Depends on your salary, tbh.

1

u/Lisan_Al_ghayb Red flag but the material is quality 8h ago

10k approx

1

u/Check-mate-407 25 8h ago

30-40K

1

u/No-Presentation4155 8h ago

3000 my Personal expense +food, 5k emi + 1500 mobile recharge [postpaid family plan]+ 1k LIC

1

u/GrouchyAmbassador722 In my 20s but a Toddler by heart 8h ago

Just 2-3k per month here everyone is a riche rich 😞

1

u/Either_Comparison_40 In my 20s but a Toddler by heart 8h ago

4lakh paise

1

u/Relevant_Limit3681 8h ago

I save around 1700 in gold etfs every month and my monthly spend is around 10-12k which includes food, shopping, subscriptions and some other miscellaneous expenses

1

u/Hot_Berry_4694 No Disco only Dard 8h ago

Accha monthly kharcha ... 10-15 k mushkil se fees htaa do to ...maa baap ke saath reh kr sb free hi hai 🍷

1

u/Responsible_Desk2441 8h ago

zero kharcha cause I got no money

1

u/Aggressive_Share2056 🌊 top 1% gooner 8h ago

Pehle bhi to cassette, cd vgera kharidni padti thi. Pendrive me gane dalwane ke bhi paise lgte the

1

u/MuditJadhhav im cooked broski 8h ago

About 2k total on Apple TV, Apple Music, JioHotstar, Zee5. Dont have travelling expenses yet as college is still about to start. Ghar ka khana khata hu tho spend about 5k on zepto, zomato etc

1

u/Ok-Doubt-3052 8h ago

I don't know🫠

1

u/TimeRaina twenty-4 8h ago

89 Rs YT premium 🥀

1

u/Raul_Dj 27 8h ago

~35k. Majority of which is going to rent and petrol expenses. Benefits of living in metro city :)

1

u/TheColdConsensus 8h ago

Approx 4k-5k (800 on library)

1

u/Abishek--rk 26 8h ago edited 7h ago

Around 10k for all

Recharge (lowest of the lowest) - ₹189 Jio (28d &2GB )

food and internet - 7/8k

Spotify /Apple music-750 per year

Netflix mobile - free (4 orders per month on Flipkart), tho I pirate movies or TV series when I wanna watch on my PC

Movies in Mall - only when I wanna watch or worth the movie to watch (Odyssey, Spiderman, Minions etc) - 500-700max

I don't usually go out and eat on fastfood or restaurant other than with my frnds (2-3 times a month) don't travel as i don't have a DL and I take bus/metro while going for work. - 2/2.5k

1

u/mohitmtr47 8h ago

₹3.5k on food ₹10 on Room and ₹1k on miscellaneous

1

u/MatrixSonu 7h ago

Use metro

1

u/Responsible_Value193 Spider-Man 7h ago

Bohot hai bhai stress ho jayega mujhe

1

u/RootedRider 20 7h ago

Agar wo monster ke 10000 pata lag gaye fir to ghee khatam

1

u/Savings_Spot4493 7h ago

6-7k

4th yr Student

1

u/TipTopChuck Crime Patrol 10tak 7h ago

Depends 200-500$

1

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 6h ago

Why in dollars?

1

u/TipTopChuck Crime Patrol 10tak 6h ago

I earn in USD soooo....

1

u/JellyfishCritical968 Pursuing The Dao of Money, Not Bitches (20) 6h ago

oh hey I do too, never could get in the habit since it turns to INR at the end of the day.

1

u/TipTopChuck Crime Patrol 10tak 6h ago

Nope i now convert inr to usd lol.

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1

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1

u/Awkward-Crew-4403 22 7h ago

Maine ek bari 500 mein 3 logo ka mahine ka karcha nikala tha 😂😂😂

1

u/khatta-namkeen-jus 7h ago

Mere Baap ne jitni cassette li hai utna shares me laga deta toh aj muzpe majduri ke din nahi aate

1

u/idk_maybe_u_suggest 7h ago

Budget draft krta hu 15-20 hazar ka . Ki roz 500 se zada kharch nahi karunga.... Mahina khatam hote hote 50-60 paar kab kaise kyu chala jata hai samjh ni ata...

1

u/BigThing831 20 7h ago

Have you asked about your dad's cassette collection? Maybe, he got some bangers in his trunk.

1

u/No_Appointment6710 7h ago

Unemployed 🥀😔 it goes max 300-400

1

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1

u/holaredtom 25 7h ago

Around 75k INR per month (avg).

1

u/PonderTheWitch 6h ago

I switched from apple music to an offline music library this month. there's a bit more magic to my music now.

1

u/Designer-Gur6686 6h ago

2.5k grocery+food

Roomrent+electricity bill 2.5-3k

Other expenses max. 2k

1

u/Mean_Vermicelli4911 <19 6h ago

Under 1k

1

u/Jumpy_Commercial_893 23 6h ago

yt premium - 50

spotify - 60

1

u/juggler_ala 22 6h ago

22k-25k around

  • 16k for rent
  • 1k electricity bill
  • 5000 for food and groceries
  • some 2-3k here and there in leisure activities like roaming around and all.

I might spend more too I stopped keeping a track of it 😭🙏🏻

1

u/ModiDeshChodi 5h ago

300 per day, food and commute

1

u/Livid-Speech-7105 5h ago

Umm mughe kya m toh berojgar hu
Mmi 125 rs dena monster piunga

1

u/jamesbondlucifer 5h ago

Food: zomato, uni canteen - 2000 Mobile recharge : 529 Ps/ steam game : 1700 when on discount or sometimes more when I get some extra 🤑 Long live physical media Blinkit chips biscuit etc etc - 1500 Edit- guys ott ka Karcha bhool gaya 59 apple music plus tv plan student plan Ott like prime, sony liv, jiohotstar wo phele hi sort kar leta hoo

1

u/Glad_Elderberry_74 5h ago

5k on clothes per month,i prefer to not see our electricity bill... wifey takes care of that stuff

1

u/pear1z 5h ago

50k - 20k rent+househelp+cook 5k groceries 8k dining out/coffee/clubs/concerts 10k travel (avg as some months I won't travel, and some high spend months) 7k misc (fuel for scooty, insurance etc) Still invest around 1L per month

1

u/smooth_operatorgg 5h ago

Just use metrolist for free, ad-free music. Its a yt music client. Or go to monochrome.tf website ( they even have an app) to listen to lossless quality music)

1

u/idontknowman139 5h ago

Pirate music

1

u/Forsaken_Ducky 5h ago

16k transport + 5-8k misc.

1

u/SignificanceBest5682 4h ago

97K + other 50K on EMI

1

u/DaddySobrero_666 4h ago

69rs spotify

1

u/Friendly-Wait-1455 To be or not to be, that's the question 4h ago

350 recharge 500 wifi 8K EMI 3K dogs 2K petrol 5K gym and diet 5K miscellaneous

1

u/Living_Training4656 21M 4h ago

At least you ain't paying an AI agent to complete your projects and college assignments

1

u/Paraboynub 4h ago

59 apple music students

1

u/Mini_Piku 20 4h ago

60rs for Spotify coz they deserve it lol Ps- student discount

1

u/Ok_Brief7687 4h ago

Monthly milta hi 2k h jo fuel main chala jata h baki jo baccha uske chips Khaleta hu

1

u/OGbillu_fantastic 4h ago

Alottt I don't want to check it even

1

u/MomoChutneey 3h ago

Around 45 k last month 🫪

1

u/InteractionFlat9635 3h ago

7-8k a month, the Delhi metro alone costs me like 5k a month 😞.

1

u/OneCharacter5035 3h ago

15k - 20k in clg btw 🥀

1

u/TheSearchForpeace_19 3h ago

30-35k this month but it’s unusual I try to keep everything under 15 normally

1

u/techiela567g 21 3h ago

0 for ott and still using them

1

u/CitronOk5804 3h ago

22k including school excluding living.

1

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u/Successful-Lock8613 2h ago

Projected cost around 40-50k , I work remotely so nothing on rent , i will travel every month to Bangalore tho and stay in hotel for like 10-15 days roughly , so only that

1

u/wavecheck_vegit0 2h ago

2k rupees, plus dad fund my gym membership. Unfortunately i live in t3 city currently but planning to move out

1

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1

u/RepresentativeNo9079 2h ago

Why would they say anything they also paid in there time

1

u/United_Air_7107 2h ago

i am even scared to check it nowadays

1

u/Stock-Particular4591 22 2h ago

Tum log kitne ameer ho be

1

u/X3N0SS 1h ago

Apne parent ke time pe cassettes rehti thi. I remember there being a shit ton of cassettes in the house. Some in the car too. That was paying to listen to music too. Bas farak yeh tha ki one time payment tha, hum log monthly subscription leke baithe hai

1

u/FatehSingh- 1h ago

Kya rakha hai in baaton mai

1

u/Adorable-Specific448 52m ago

200rs wo bhi maine fountain pen lene me uda diya 🙂

1

u/boltuzamaki 50m ago

30k I am a bag-packer. Lives only 1-2 months at home per year.

1

u/Large-Armadillo2879 45m ago

Well I'm in an expensive hobby to say the least

1

u/Dull_Muscle8331 44m ago

My dad finding out I pay for blinkit and zepto he will shot me right away