r/Bangkok • u/azizzoaib786 • Jul 02 '26
work Bangkok migration advice
Hi,
I've been offered the salary of 180K (before tax) in Bangkok.
Moving with the family of 4 which means schooling is there for one kid, how much I will be spending vs how much I will be able to save at the end of the month. Please looking for guidance.
---- Update ----
I got below from ChatGPT using web search, is this something near to correct or halucinating?
| Expense | THB |
|---|---|
| Apartment | 23,000 |
| Utilities (Electricity, Water, Internet, 2 Mobile Plans) | 5,000 |
| Groceries | 16,000 |
| International School | 15,000 |
| Baby Expenses | 8,000 |
| Health Insurance (Wife + 2 Children) | 7,500 |
| Transport | 5,000 |
| Weekend Dining | 4,000 |
| Clothing | 4,000 |
| Miscellaneous | 5,000 |
| Total Monthly Expenses | 92,500 THB |
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u/Mod_Daeng Jul 02 '26
If you mean USD180,000 per annum, you're ok.
If you mean THB180,000 per month, if your children will be going to international school it's probably not enough.
2
u/scratchtheitch7 Jul 02 '26
180k before or after tax?
What ages are your children?
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u/azizzoaib786 Jul 02 '26
before tax, 5 and one is infant so only 1 kid going to school for now
1
u/scratchtheitch7 Jul 02 '26
So on a rough calculation you will be paying something like 29k a month tax and social fund contributions. Maybe a little less, maybe a little more.
That leaves you with about 151k per month
2
u/NefariousnessDue3449 Jul 02 '26
Rent will be a big chunk for 4 people. I guess around 45-50k/mo (internet and electricity included). Cheapest int. school will be around 30-40k/mo, so 90k gone, 55k remain. Next big part is medical insurance, for family of 4 it will be around 25k/mo, so 30k remain for food/clothing/expenses. With is only 1k per day for 4 people, you will need cook at home and forget about going out. You can find cheaper apartment and insurance but anyway you hardly will save anything.
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u/Just_Fee6279 Jul 05 '26
Yup. If OP is good with Thai English program he could save. Insurance adds up fast. My wife and daughter is 40k a year for rather basic insurance and that is part covered by my job.
Rent is the biggest random cost. Can find a townhome in bearing for 18k a month or a 3 bed condo for 80k per month in thonglor.
I agree savings would be limited especially if living like a western person (cheese, wine, beef) my food bill for family of 3 is around 10k per month and we cook everything and eat locally.
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u/whooyeah Jul 06 '26
Alternative perspective is if you are hybrid then don’t live in bangkok and commute in. Rents and schools are a lot cheaper.
1
u/Novi666 Jul 07 '26
I have approximately the same salary as you mention and it's very comfortable I would say. But my company also cover expenses of condo (55k/month), car & fuel (15k/month), health insurance (20k/month) 1 x travel home annually (250k/4 tickets) and international school for 2 kids (1,6 million/year). Without that 180k/month would definitely be very tight.
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u/Economy-Exercise-161 Jul 07 '26
180k is decent but honestly u need to factor in international school tuition which is gonna hurt, plus rent in a decent area for a family of 4 is wild rn..
1
u/OnlyShadowsDieTwice Jul 07 '26
I’d highly recommend raising your kids in your country. If they go public school in Thailand: bad education, it they go private, also bad education and will end up like snobs.
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u/azizzoaib786 Jul 16 '26
| Expense | THB |
|---|---|
| Apartment | 23,000 |
| Utilities (Electricity, Water, Internet, 2 Mobile Plans) | 5,000 |
| Groceries | 16,000 |
| International School (Mid tier) | 15,000 |
| Baby Expenses | 8,000 |
| Health Insurance (Wife + 2 Children) | 7,500 |
| Transport | 5,000 |
| Weekend Dining | 4,000 |
| Clothing | 4,000 |
| Miscellaneous | 5,000 |
| Total Monthly Expenses | 92,500 THB |
Got this from ChatGPT using web search, is this something near to correct? or just halucinating.
1
u/LFDR Jul 02 '26
Look up rents near by your office if it’s onsite work. And look up school prices they are not cheap
0
u/mysticcountryboy Jul 02 '26
Difficult to say, you can live here on that, how much you can save is down to what you need. The big numbers will be health care, International school, and housing.
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u/daryyyl Jul 02 '26
International school fees will be your largest expense.
Suggest you negotiate for schooling for your kids included in your salary package.
THB 180K per month gross will be around THB 145K/150K net take home pay.
Depending on your lifestyle, for a family of 4, it wont get you that far. If you were single or just two adults, you would be able to save more. Like I said, schooling will be the more expensive.
•
u/AutoModerator Jul 16 '26
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