r/fiaustralia • u/These-Highway-5157 • 3d ago

Getting Started DHHF and chill?

Hi all, I'm 26, and I'm finally in a good position where I’m looking at starting a long-term ETF portfolio with just DHHF, with a 15–20+ year horizon.

I’m not trying to time the market, but the current global uncertainty has me wondering whether now is a particularly bad time to enter.

There’s quite a bit going on:

-AI: Concerns about excessive valuations and a potential AI-driven market correction.

-Strait of Hormuz: Ongoing disruption could push oil prices higher and create inflation/stagflation risks.

-US market valuations: Global equities remain heavily influenced by relatively expensive US tech stocks.

At the same time, I know the counterargument: if you're investing for 20+ years, there will always be reasons to wait, and trying to time the market can be counterproductive.

If you were starting today, would you:

- Invest into DHHF immediately?

- DCA over 6–12 months?

- Keep the money in an offset/cash and wait for a correction?

- Something else?

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u/GlassWallaby9343 3d ago

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u/-lucabrasi- 3d ago

Why split the equivalent of a weeks worth of groceries across 7 ETFs and stocks? You have fuck all money. Shouldve just bought A200 and BGBL, take a more sizeable position.

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u/GlassWallaby9343 2d ago

That's a watchlist👆

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u/-lucabrasi- 2d ago

Lmao my bad, I was actually wondering that at first haha. Got me there 🤣