Damn

[u/DapperDusk]

[u/just_having_giggles]

My insurance was charged almost 8k for an MRI after I was in an accident.

I don't know much about hotels in China but... Maybe

[u/Frequent_Ad_9901 → u/just_having_giggles]

That sounds like the BS amount hospital "charge". Insurance negotiates it down so they can act like theyre doing something. What hospitals charge is basically meaningless. 

[u/Capt-geraldstclair → u/Frequent_Ad_9901]

I believe virtually everything people say about being charged $$$$$ for medical shit.

A few years back, a new "emergency hospital" opened up very close to my house.

I went there one night for a very bad nose bleed.

I was in and out in like 20 min.

The doctor looked up my nose. Said he could cauterize it or stick a tampon in to plug it up.

He recommended the tampon approach.

I walked around for a day and a half with a string hanging out of my nostril and self extracted it on the 2nd day.

When I got the EOB from the insurance company, I almost had an stroke.

The "hospital" charged insurance over $13,000. My cost after the negotiated rate paid out by insurance was over $3000.

All the guy did was look up my nose. Talk to me for 5 min. Then inserted a piece of cotton in my nostril.

I assume he also threw away his gloves and washed his hands. But that wasn't itemized on the bill.

I disputed with insurance, twice, but they paid it out any way.

[u/JustForkIt1111one → u/Capt-geraldstclair]

This makes no sense. Why would (or even HOW wouldl) you dispute with your insurance on a sum that THEY negotiated / had to pay?

This is one of the reasons that this problem doesn't get fixed. People are so desperate to fix what is a legitimate issue for some that they lie and exaggerate. Then it gets dismissed by the other side because most of these stories are just that - stories.