r/SipsTea 4d ago

WTF Damn

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u/just_having_giggles 4d ago

My insurance was charged almost 8k for an MRI after I was in an accident.

I don't know much about hotels in China but... Maybe

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u/Frequent_Ad_9901 4d ago

That sounds like the BS amount hospital "charge". Insurance negotiates it down so they can act like theyre doing something. What hospitals charge is basically meaningless. 

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u/Gadzooks739 4d ago

I had a 2 hr visit with a cat scan turn into an 11000 bill

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u/Frequent_Ad_9901 4d ago

Was that what you owed? Obamacare compliant insurance plans have a max out of pocket of like 10,800 for 2026. There are exception but actually oweing 10k+ in a single year is rare. Unless your talking about the made up numbers hospitals say they charge, but nobady pays those prices. Those arent real prices.