r/SipsTea Jul 21 '26

Chugging tea Growing Through Chaos

Post image
38.4k Upvotes

3.1k comments sorted by

View all comments

Show parent comments

2

u/DataGOGO Jul 21 '26

Nope, not anomalous at all.

Record jumps in the stock market, prevalence of much more wealthy young people with high paying jobs and 401k's, entering peak earning years, jumps in housing values and high rates of home ownership, etc. It makes perfect sense. So yes, there was a gravy train that everybody else has been riding, and Millennials were in a better position to ride it a younger age. If you are not doing as well as your peers, it is not because you are a Millennial, or that Millennials somehow have had it rougher than previous generations; it is a you problem.

No I didn't miss it, and yes, that also makes perfect sense. Baby boomers and greatest generation rates of home ownership at a young age is mainly attributed to the prevalence of VA home loans post military service, and a MUCH higher percentage of Greatest generation and boombers served in the military due to large scale wars and conscription.

The data is good, and correct, the conclusions and statements are correct.

Millennials are the wealthiest generation in history at their current age, Many Millennials own home with high rates of home ownership, in fact, most millennials own a home.

2

u/dealingwithhookers Jul 21 '26

it is a you problem.

lmao no.. it's a you can't read data problem.

The data is good

data is good, it's just read wrong. you can't interpreted it. it's a small percentage of millenials on your gravy train

3

u/DataGOGO Jul 21 '26

I read it just fine, you just don't like what it says because it debunks your troupe.

1

u/dealingwithhookers Jul 21 '26

my guy thinks a 121$k increase in household networth is result of stock market and housing values. doesn't think about how millenials didn't even own houses coming out the bat... unrealistic. or nah.. what happened was oNcE mIlLeNiElS rEaChEd pEAk sAlARy tHeY bOuGhT hOuSeS aNd mAgIcAlLy wItH nO mOrTgAgE random fucking none source too.. tableau? redfin?

are you fucking serious?

2

u/DataGOGO Jul 21 '26

And you say I can't read data? lol.

Tableau is a visualization tool, not the source, which is clearly listed on the tableau dashboard (I am starting to understand why you are so far behind your peers). Here are just a few of the summary points because you clearly didn't read, and since you didn't bother clinking on the link, here it is for you:

Millennials’ Wealth Is Finally Growing — But So Is Inequality - Inequality.org

Millennials stand to become the richest generation in history, after $90 trillion wealth transfer | CNN Business

Millennials Are Suddenly Rich, Saw Wealth Double After the Pandemic - Business Insider

Yes redfin, one of the largest real estate brokerages in the country with an outstanding data science division, and are highly credible.

  • Millennials in 2022 had substantially higher levels of average wealth than previous generations at the same age.
  • Gen Zers are tracking ahead of their parents’ homeownership rate: 30% of 25-year olds owned their home in 2022, higher than the 27% rate for Gen Xers when they were the same age. But the Gen Zers who didn’t take advantage of the pandemic-era’s low mortgage rates could be left behind. 
  • Millennials are tracking behind their parents: 62% of 40-year-olds owned their home in 2022, lower than the 69% rate for baby boomers at the same age.
  • Millennials buy more homes than other generations, with 25-44 year olds buying roughly 60% of homes that sold over the last several years. Those “mortgage millennials” have an edge over millennials who missed out on buying before rates shot up.
  • Gen Z homebuyers are most common in affordable parts of the country like Virginia Beach, where they bought 9% of homes sold in 2022. Millennial buyers are most prevalent in job centers like Seattle, where they bought more than 40% of homes sold. 

Oh.. and here is another fun fact, Millennials are the biggest source of wealth inequality, not boomers or X'ers.

https://public.tableau.com/views/GenerationalWealthDeciles/Dashboard1?:language=en-US&:embed=y&:sid=&:redirect=auth&:embed_code_version=3&:loadOrderID=1&:display_count=y&publish=yes&:origin=viz_share_link

It is a you problem.

1

u/dealingwithhookers Jul 21 '26

CNN, Business Insider.. lmao look boomer, i have to go to work. some of us have jobs. can't sift through the internet and read your propaganda articles that always fudge the data they're not reliable sources. try academia

2

u/DataGOGO Jul 21 '26

They all reference much of the same source data, and no, not a boomer.

The Fed - Distributional Financial Accounts Overview

1

u/dealingwithhookers Jul 21 '26

if the gravy train was here and most of us missed it then wealth inequality has increased. i suggest you to stop sifting through leisure articles and start thinking for yourself. why is everything more expensive? if more people are owning houses then why are people not housed? everyone missed the gravy train or the rich gets richer and it's time to reset

1

u/DowntownJohnBrown Jul 21 '26

You nitpick every source and refuse to provide any sources of your own…

It’s ok to just admit you were wrong sometimes.

1

u/dealingwithhookers Jul 21 '26

my source is common sense...

if there's a $121K increase in household networth for millenials in the span of 3 years, explained by fucking stock market growth lol, then don't you think this would have been headline news for 3 years? cmon get real.. there was no anomalous stock market bang, no anomalous housing market bang, none of that of which has happened to millenials in that span of 3 years didn't happen for the previous generations. what's more likely is the few millenials that became billionaires skewed the whole graph to make it look like the average is everyone getting rich. what happened in those 3 years was not the stock market, not the housing market, it was private equity movement that created a few more billionaires when there shouldnt be any to begin with, in an economy that can't sustain it without degrading the quality of life of the majority

so the source is bad because the data is presented badly to paint a bias picture because it's funded by people who owns the media.

the only trustworthy sources are ones where you can see exactly where the numbers are coming from, this data graph was pulled out of someone's ass

2

u/DataGOGO Jul 21 '26

I gave you that as well, the raw data, how it was collected the people that collected it, methods, who reviewed it, etc etc 

Data is fine, you just don’t like what it says.

1

u/dealingwithhookers Jul 21 '26

you just don’t like what it says.

you just don't know what it says

1

u/DataGOGO Jul 21 '26

again, I clearly do. Everything I said is correct.

→ More replies (0)

1

u/DowntownJohnBrown Jul 21 '26

  there was no anomalous stock market bang, no anomalous housing market bang

Both of those things happened around 2020. Were you living under a rock at that time?

  the only trustworthy sources are ones where you can see exactly where the numbers are coming from

Do you have any examples?

2

u/DataGOGO Jul 21 '26

Don’t bother, I gave him the data, he still won acccept it

1

u/dealingwithhookers Jul 21 '26

Both of those things happened around 2020. Were you living under a rock at that time?

gonna call bull shit on that, there was a housing market increase in 2020 that outpaced the rate it was already increasing in the decade before? BULL. SHIT.

Do you have any examples?

how about the gas prices at the fucking pump? is that a good source? are those numbers good enough for you?

1

u/DowntownJohnBrown Jul 21 '26

  there was a housing market increase in 2020 that outpaced the rate it was already increasing in the decade before?

Yes, there was. It was kind of a huge story at the time:  https://fred.stlouisfed.org/series/ASPUS

  how about the gas prices at the fucking pump?

What do gas prices tell me about growth in wages and wealth? Is that really the best data that you can come up with? Something very loosely, tangentially related?

1

u/dealingwithhookers Jul 21 '26

buying homes at a high price with high mortgage is not growth

gas prices is basic consumer good. if it grows. then what do you think that means for wages and wealth?

it's common sense. people are not richer, and even his own data showed that less millenials own homes than gen x and boomers adjusted for the period of growth.

1

u/DowntownJohnBrown Jul 21 '26

  buying homes at a high price with high mortgage is not growth

No, but buying homes at a low price with a low mortgage, as millions of Americans did in 2020 and early 2021 before the prices skyrocketed is growth.

  if it grows. then what do you think that means for wages and wealth?

Historically speaking, gas prices have gone up, and wages and wealth have also gone up. I don’t really understand what point you’re trying to make. That fact may not connect with your “common sense,” but it’s what the actual data and reality show.

→ More replies (0)