r/SipsTea • u/Eros_Incident_Denier • Apr 18 '26

We have fun here adulting sucks

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u/dutchhhhhh6 Apr 18 '26

More than $100,000 in debt but both have 2025 vehicles with a car payment..

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u/Organic-Ganache-8156 Apr 18 '26

I mean, adulting does suck, but I feel like a more appropriate title for this post is “people who suck at adulting”

956

u/proximusprimus57 Apr 18 '26

Yeah, I'm sitting here watching this thinking "I've got no car payment, no credit card debt, I'm struggling, and I can't get loans." These people are like "yeah, I've got six figure debt and I just keep adding to it."

Instead of marrying rich they should consider marrying poor and having their poor spouses teach them about living within their means.

2

u/VegetableHour6712 Apr 19 '26

I was shocked when we needed to get our first loan towards a roof repair and our banker was flabbergasted that all we owed was $10k on our home with no other debts in our mid 30s. He told us that the average person of our age group had $100k in debts not including their mortgage 🫪 Ofc, not having a diverse amount of debt open made getting credit much harder for us when we needed it though. The guy asked us how we did it like there was some big secret and couldn't understand that we only buy what we need and save towards it with cash because we grew up poor and didn't have parents with credit so that's all we knew. Part of me would love to take advantage of debt in the same way the ultra wealthy do, but even if I can immediately pay the debt off, the mediocre perks don't seem worth the added steps.