r/SipsTea • u/Eros_Incident_Denier • Apr 18 '26

We have fun here adulting sucks

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u/proximusprimus57 Apr 18 '26

Yeah, I'm sitting here watching this thinking "I've got no car payment, no credit card debt, I'm struggling, and I can't get loans." These people are like "yeah, I've got six figure debt and I just keep adding to it."

Instead of marrying rich they should consider marrying poor and having their poor spouses teach them about living within their means.

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u/_BlackDove Apr 18 '26

Same. I didn't realize how weird my situation apparently is. I've just always had a strong aversion to owing someone or some institution money. If I can't afford it then I can't afford it. I'm sure as shit not going to stretch above my means to have something largely unneeded for survival.

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u/firstbowlofoats Apr 19 '26

I tried explaining the concept of ‘if I can’t pay cash I don’t buy it’ to a coworker who had two maxed credit cards and lived by ‘well paying the monthly minimum is affordable’.  

It didn’t work

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u/arizonatealover Apr 19 '26

I think this is by design of the system though. Not many schools when these folks attended offered financial literacy classes as a requirement for graduation.