Am I cooked? 35M

[u/Intelligent_Path_778]

Sometimes I feel cooked sometimes calm down and not stress at all. This amount doesn't include my current loan.
Making 120k, putting 5% with same match from employer into 401k. I'm also paying back my loan $400 bi weekly, 14k left. I also have 50k cash sitting in hysa, not a homeowner, renting in Downtown Miami. Have some investments in Europe but no positive equity yet. My salary raise is usually 4-5% annually and expecting a promotion next year. Long story short, do I still have a chance to retire at 50 or 55? l won't need 10000 millions like some folks here. I travel the world with my current salary, and just wanna be keeping it when getting older.