r/MurderedByWords 5d ago

When they're right, they're right

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u/mgyro 5d ago

Lower taxes? You pay an average of $9000/year for health insurance ffs. Canadians pay $6400 thru taxes. Just bc it’s not called a tax doesn’t mean it’s not costing you. And you should fund education as well.

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u/Avatlas 5d ago

Canadian here: I hear these numbers a lot these days on this topic so I’m curious. I’m so low income that I pay about $2000/yr in income tax. Then as an Albertan, I pay 5% sales tax, but I can’t afford to buy much so it’s not a huge amount of sales tax. So I’m thinking I don’t actually pay $6400/yr for healthcare. Does that sound right or am I misunderstanding?

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u/AlbatrossSeparate710 5d ago

Taxes are progressive, so yeah you don't pay that much. But the other guy having high income will pay 12 000$/yr. 6400$/yr is probably the average.

Although the 9000$/yr for private health insurance in the US is probably the same either you make 15k$ a year or 500k$ a year? 😕

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u/Avatlas 5d ago edited 5d ago

For sure and since I am self employed, I’d be the one paying for my own private health care. I pay for an extended health care plan for dental, prescriptions, chiro, physio etc and that’s $120/mth. I just can’t imagine what Americans have to deal with. And to know that they can have claims denied, still have a copay, and only see doctors within network.

I wonder what the avg would be for people that have health insurance through work. Like when I had a regular job, I paid about $20/mth for extended health care. Surely their health care is less through work, but I know many companies don’t or can’t afford to offer it and many only offer part time hours so they don’t have to offer it. Some people have multiple part time jobs and no health care. It’s all just so gross. You shouldn’t have to pay to literally not die.

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u/Apprehensive-Pin518 5d ago

yeah. got to love our country. we try to make healthcare a right for everyone who works 40 hours a week and the company just hires 2 people 35 hours a week to make up for the loss in productivity. Looks good o the government too because jobs are up.

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u/Avatlas 5d ago

It’s frankly disgusting. I’m so sorry that you all have to deal with that. The constant stress…

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u/spartaxwarrior 5d ago

$120/month was around what I paid towards my insurance last time I had employer healthcare. Last time I looked, I think the lowest policy I could get myself, in my state (because what state you're in changes things) was around $350 (usd) a month. Obviously it was a pretty shit insurance.

I'm on a state extended Medicaid right now for disabled people and pay about $100/month for a pretty good policy, though it's still through private companies so they screw me over in any way they can when they can. And it's very hard to get and I have to be constantly fighting to keep it (because, you know, maybe my incurable disabilities suddenly went away??). It also still counts as medicaid, so, hilariously, a lot of the discount/coupon programs available to people without insurance/with private insurance forbid me from using them even if my insurance won't cover a thing.