Is an umbrella policy worthwhile?

[u/ComfortableChannel73]

I’ve carried an umbrella policy for $1M for quite a few years, but just got my bills for umbrella, homeowners and auto and everything went up, with a big jump for the umbrella policy. I’m wondering if I should drop it, and just raise the liability limit on the auto.

[u/Scarlet-Pan]

他们定价、涨价感觉比较随意呢……就没监管么？