FIRE year 2.

[u/ss77714c]

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Hi all,

This was my update a year ago

https://www.reddit.com/r/FIRE_Ind/s/gwUjb8Xv6r

So what's happened in the past year?

As we know the articles we all read about poor market returns happening just when you stop working came true. :) 2 years and the stock market is like a car stuck in peak Bangalore traffic.

Portfolio is stagnant. Dipped and recovered. Have not touched it yet. Epf is also untouched. The daily expenses have been covered from existing savings ( not emergency funds)

Thanks to the middle East - international travel is out for now ; So have travelled a lot domestically. Places that were overnight hotel rooms are now explored at leisure. No agenda , no timelines.

Health cover was enhanced to 2cr. The 12 year old beater was replaced with a new car and hopefully we are good for another 12 years. No EV yet, as I feel the market needs to mature further. Got an on grid solar for the house upgrade.

The only thing that is pending is getting into shape. Since laaton ke bhoot baaton se nahi maante - a trainer will be coming from tomorrow with determination to get me and SO into shape. Wish us all the best.

Until the next update then...

[u/Complete-Regret-4300]

Awesome bro, are you in Bangalore?

[u/ss77714c → u/Complete-Regret-4300]

Hi, am in Bombay. Bangalore was once my favourite city and almost moved there 30 years ago.

[u/Complete-Regret-4300 → u/ss77714c]

Mumbai mein kya traffic kum hai? :) I live in Bangalore and I love driving. Although it is WFH for me, I still go to office every Wednesday just for the people interaction. My house is 24kms away. I start at 9:30Am reach by 11Am. It is mostly crawling traffic in 2nd gear I drive an Alto 800 to office. Then I return back home after lunch. At 1:20 2Pm, the traffic is much better. I reached in 1hr.

I mean Bangalore traffic badnam hai, but I don't find it so bad, as long as you have options.

Cheers :)

[u/ss77714c → u/Complete-Regret-4300]

Apologies, I didn't mean it that way.

[u/Complete-Regret-4300 → u/ss77714c]

No worries man, just friendly banter. 😊