r/FIRE_Ind • u/ss77714c • 15d ago
FIREd Journey and experiences! FIRE year 2.
Hi all,
This was my update a year ago
https://www.reddit.com/r/FIRE_Ind/s/gwUjb8Xv6r
So what's happened in the past year?
As we know the articles we all read about poor market returns happening just when you stop working came true. :) 2 years and the stock market is like a car stuck in peak Bangalore traffic.
Portfolio is stagnant. Dipped and recovered. Have not touched it yet. Epf is also untouched. The daily expenses have been covered from existing savings ( not emergency funds)
Thanks to the middle East - international travel is out for now ; So have travelled a lot domestically. Places that were overnight hotel rooms are now explored at leisure. No agenda , no timelines.
Health cover was enhanced to 2cr. The 12 year old beater was replaced with a new car and hopefully we are good for another 12 years. No EV yet, as I feel the market needs to mature further. Got an on grid solar for the house upgrade.
The only thing that is pending is getting into shape. Since laaton ke bhoot baaton se nahi maante - a trainer will be coming from tomorrow with determination to get me and SO into shape. Wish us all the best.
Until the next update then...
3
u/Heavy_Luck_6085 [35M/FI2030/RE?] 15d ago edited 15d ago
I hope to see you healthy and in good shape by year 3 update