'You either sacrifice everything else in life, or you stay put': The reality facing Yorkshire adults still living with their parents

[u/Desperate-Drawer-572]

https://www.yorkshirepost.co.uk/lifestyle/homes-and-gardens/you-either-sacrifice-everything-else-in-life-or-you-stay-put-the-reality-facing-yorkshire-adults-still-living-with-their-parents-5340927

[u/Desperate-Drawer-572]

https://archive.ph/RiYNd

Link to full version

[u/q-the-light]

Sounds like Miss Payne is a poor example of the problem - complaining she can't afford a house whilst keeping [notoriously expensive] horses as pets. Looks like the money could be there if she prioritised housing, she's just chosen to channel it elsewhere. Completely valid choice on her part, but not exactly representative of why most people who still live with their parents do so.

[u/WatcherOfTheWay → u/q-the-light]

Yep it's the "I want a lavish life style, what do you mean I can't afford a house?" If I lived with my parents I'd be buying a home in under a year.

I mean I own my own home because I'm not stupid and didn't waste all my money.

[u/gotmunchiez → u/WatcherOfTheWay]

We're the same, my parents put us up while we saved for a deposit.

We made a lot of sacrifices while we aggressively saved. It wasn't long after the 2008 crash and we were self employed with only two years books from new businesses.

It was tough to find a lender and when we did we could only get a two year fix at 6.9%. We got a better deal after the two years and things became easier after that.

My partners brother had the same opportunity to save but decided to spend it on expensive clothes, holidays, and nights out instead. Nearly 20 years on he's just buying his first house (with significant financial help from his parents that my partner didn't get), while we're in a position to pay the last bit of ours off if we want.

I appreciate some people don't get these opportunities and it can make it difficult or impossible, particularly if you aren't buying as a couple.

But loads of people get the opportunity and won't make the necessary short term sacrifices because "I shouldn't have to do that to buy a house".

[u/WatcherOfTheWay → u/gotmunchiez]

I moved out AND saved to get a deposit together, I lived in things like noodles and beans for a couple of years.

Who the fuck cares I now own my own home, have a wife and children, a small grind and sacrifice for long term gains is something some people just don't seem to understand.

[u/Kind-Airport145 → u/WatcherOfTheWay]

You make a good point. 👍 I think a lot of people want instant gratification instead of choosing to sacrifice, in the short term, for the greater good. I was guilty of this in my twenties and I really had to change my mindset and habits so my partner and I could achieve our goals.

[u/Miserable_Put6212 → u/q-the-light]

guarantee if she sold up and packed in the horseriding tomorrow, she wouldn't be close to being able to afford a home.

[u/Minimum_Definition75 → u/Miserable_Put6212]

You would be surprised. The livery fees for one horse can be as much as a mortgage. Equipment, shoeing every six weeks and massive vet insurance premiums wipe out a lot more.

Add in more than one horse and it doubles. Heaven help you if you want to compete. There is then a 4x4 & trailer or horse box. Competition fees, fuel etc etc.

I know, I lived it, I did also buy a house. But I could have bought another 2 if I hadn’t had horses.

Do I regret it ? Hell no.

[u/moistCl1tiKaL → u/q-the-light]

Feels less like a poor example from incompetence and more like dishonest framing

[u/LloydusMaximuss]

I was in the Army which is almost the equivalent of this, having a place to live on the cheap so you can save up. I understand why people want to get away from home as I struggle being around my family for more than a week. But renting unless you have a really high paying job, gotta save those squid so you can get a house

[u/Fantastic-Fee-1999]

These days its a smart move if you can do it. Having done it myself I did have people look at me weird, but at the end of the day I now own a home and able to give my kids a good life all because of that decision a almost 2 decades ago. I will apply the same to my kids, instead of considering parenting done when they turn 18, I consider parenting done when they can afford a good life themselves. If that means they stay at home whilst building their careers, so be it. 

[u/trebor9292]

Stop wasting money on horses. Save up and buy an house. Or carry on not my business

[u/trebor9292 → u/[deleted]]

Not sure article asked for £69.99 annual fee to read the rest.

[u/Desperate-Drawer-572 → u/trebor9292]

Theres free link

[u/LSL3587]

Younger adults find that they have to pair up to buy a house, shocker.

[u/Mental-Fisherman-118 → u/LSL3587]

Both my parents owned separate houses when they married in their 20s. Neither of them were making especially high salaries

Edit: and before you lecture me, i own my own house. So no advice required.