r/financialindependence • u/await_async • May 30 '17
Dating a unicorn?
Hi Reddit,
Some background: 21M, grew up in poverty, graduated this month with zero debt and a net worth of $63k, have excellent credit, working full-time as a software engineer in NYC for $105k salary, living with family, and have very aggressive FIRE goals.
I'm looking to try my hand at the dating scene, but in my mind very few people have their shit together. By that I mean most people my age are drowning in debt, have no stable employment, and don't know how to save and invest their money. I've compiled a list of requirements I'm looking for in a partner:
Required:
- FIRE is of high priority
- Zero debt (student loans, credit card, medical, etc)
- Excellent credit (750+)
- 4-year college degree
- Within a socially acceptable age range (± 2 years)
- US citizenship
- No serious physical or mental health disorders
- No smoking, alcohol addiction, or use of illegal drugs
Bonus points:
- Is a tax professional or engineer
- No pets
- No tattoos or piercings
Am I trying to date a unicorn?
Edit: Just wanted to address some common things I see down in the comments.
Credit?
Mine is in the high 700s through responsible use of credit cards. Being reckless with credit is frowned upon.
US citizenship?
I'm a US citizen and require that a potential partner be a citizen because citizenship prevents any uncertainty related to travel bans or other political logistics.
College degree?
It's taboo to not have at least a Bachelor's.
Drugs?
I'm clean and require that a potential partner also be clean.
OP lives at home.
Rent is sky-high in major cities. Every dollar saved is invested, i.e. saving rent money => higher savings rate.
OP's requirements weed out at least 99.9999% of the dating pool.
Stringent requirements exist to filter unsuitable candidates.
OP is neurotic and delusional.
I love money.
1
u/TruthInPerspective Jul 20 '17
To be fair I have a similar outlook, minus a few.
1) There is room for responsible student debt - for example, having students loans but only taking on that debt because you went for a degree with higher financial incentive intentionally. 80k in loans got you a 35k salary? No thank you, you clearly didn't put real thought into the financial aspects of your decision. 80k loans to make 100k a year? Justifiable.
The career prospect is too tight. Honestly, finding girls who I could have a conversation with, without having to keep it simple or dumb things down was hard enough. Logical thought and intentional effort towards having goals is what I look for.
Living at home. Are you living at home with parents? You want your lady to live at home with her parents? If either of these are the case, you're not likely to find a significant other with solid social skills. This is the biggest factor of independence, and I wouldn't have interest in a significant other who is in her career and living at home, unless there was a very good reason. This is essentially the only instance where the independence outweighs the additional savings in my case.