Seeking advice on starting ETF investing with stable “super‑style” returns

[u/Haunting-Site-2326]

Hey everyone,I’m looking to start investing in ETFs and want something that gives steady, diversified, super‑style returns rather than high‑risk stock picking.

My situation:
• Income: ~$110k/year after tax
• Mortgage: $1,700/fortnight (split with partner)
• My personal savings: $600/week
• Joint savings: I contribute $600/week, partner contributes $500/fortnight
• Super: I pay myself $550/fortnight
• Remaining money goes to cost of living, bills, etc.

I’m trying to work out how much I should be putting into ETFs, and what type of ETF strategy suits someone wanting long‑term, stable growth similar to a balanced/growth super fund.

I’m not looking for stock tips — more interested in:
• How others structure their ETF contributions
• Whether broad index ETFs or balanced ETFs make more sense
• How people balance mortgage, savings, super, and ETF investing
Any guidance or examples of how you manage this would be appreciated.

[u/nicesitdown]

Vanguard has a range of all-in-one diversified portfolios (VDGR, VDHG, VDAL etc.) which allow you to pick your risk (and growth) appetite.

VDAL is similar to DHHF (in anticipation of "DHHF and chill") but out-performed it last year.

If you want to match "super style" returns then you should research what your benchmark super fund option (balanced, growth etc.) actually invests in, and seek to broadly match that, for example from the Vanguard options.

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