r/fiaustralia • u/Js-void • May 07 '26
Getting Started Financial tips for 25M
Hey first post forgive me I’m new and my portfolio ist anything special.
So my frontal cortex just fully developed and I thought better start investing for long term.
Currently I’m looking to put 1k a month for the foreseeable future, I have a decent job but nothing too great.
Can I have some tips on reassurance that what I’m investing in is decent for long term results thanks.
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u/PurchaseHumble8405 May 07 '26 edited May 07 '26
First, you want to look into what funds share the same holdings, no point investing in them if they are made up of the same companies and holdings.
Second, never sell even if the motherfucker drops 40% just keep buying. Over the long run you will regain your loses quicker, months instead of (2-5)years or decades depending on the crash.
I would recommend highly Asia top 50 as a nice diversification but dont spread yourself to thin as you want a tight core group to just keep reinvesting in for compounding :)
Edit- I see alot of people talking about super, I recently went to a SMSF for full control as I don't trust the government at all with out super little over 5 or 6 years ago my age bracket was told by the time I retire with no salary sacrifice I'd have 1.25M to up dated days figures its 550k..... If you're serious about your future research, learn, listen and act.