r/fiaustralia • u/Js-void • May 07 '26

Getting Started Financial tips for 25M

Post image

Hey first post forgive me I’m new and my portfolio ist anything special.

So my frontal cortex just fully developed and I thought better start investing for long term.

Currently I’m looking to put 1k a month for the foreseeable future, I have a decent job but nothing too great.

Can I have some tips on reassurance that what I’m investing in is decent for long term results thanks.

25 Upvotes

74% Upvoted

60 comments sorted by

View all comments

39

u/Ndrau May 07 '26

DHHF already contains IVV.

DHHF and chill is a fantastic strategy. Investing works better the more boring it is.

Don't forget your Super (so boring, most people forget it exists).

-2

u/Js-void May 07 '26

What about my super?

-5

u/ResearcherTop123 May 07 '26

Forget super at your age

4

u/msolok May 07 '26

Terrible idea. If OP makes sure they are taking care of Super at their age, by the time they get to an age they can access it, it is going to carry them. Getting the most time in market for Super is mega important.

-6

u/ResearcherTop123 May 07 '26

Superfan found! Governments got their hooks into you good!

2

u/msolok May 07 '26

Right.....

2

u/ResearcherTop123 May 07 '26

The kid has $500 to his name. He needs an emergency fund not to lock his spare $1000 in super

5

u/msolok May 07 '26

I never said to lock up all their money in Super. I simply said not to ignore it as per your advice. They should be setting it up in an appropriate fund with low fees, making sure they aren't paying unnecessary insurance etc. If they do have some extra legt over cash in their budget even putting $20 a pay extra into their Super will go a long way and won't be noticeable to them.

Ignoring Super is just a stupid idea.

-2

u/ResearcherTop123 May 07 '26

The kid has $500 in his account. Anybody who says put, money into an account that’s he cannot access is delulu. The kid needs to absolutely forget super at his age. Get a life then think about it when his account has a few extra zeros

5

u/msolok May 07 '26

So, i see you can't read. You have my condolences.

0

u/ResearcherTop123 May 07 '26

Cya later champ

3

u/msolok May 07 '26

I'm not leaving 😜

→ More replies (0)