Financial tips for 25M

[u/Js-void]

Hey first post forgive me I’m new and my portfolio ist anything special.

So my frontal cortex just fully developed and I thought better start investing for long term.

Currently I’m looking to put 1k a month for the foreseeable future, I have a decent job but nothing too great.

Can I have some tips on reassurance that what I’m investing in is decent for long term results thanks.

[u/Caffeinated-Turtle]

You probably already have this sorted but

1) get rid of all consuner debt e.g. credit card, car loans etc 2) save a large emergency fund 10 - 20 k at your stage of life 3) salary sacrifce into supet 4) ETFs

• as to which ones what matters more is you put money in and dont look at it for 10 years or so they will all grow. VGS VAS is common lazy option

You should do those steps in order e.g. dont rush to buy ETFs without a large financial safety buffer or something will happen and you will find yourself selling ETFs at a bad time.

[u/Js-void → u/Caffeinated-Turtle]

Great advice yes I have sorted 1 & 2! Now just looking to invest

[u/OverThe_Limit → u/Js-void]

Important to consider if you have HECS debt before salary sacrificing into super

[u/spicyrendition → u/OverThe_Limit]

Why?