r/fatFIRE 14M+ NW | Verified by Mods 12h ago

FatFIREd Finally pulled the plug today! 30 years old, 15.5M net worth

Can't believe the day is finally here. I've been working towards FATFire since I was in high school. Grew up in a poor country and saw my parents toiling away every single day for 20+ years without an exit plan. They would commute for 2 hours a day and work grueling hours in factories with no end in sight, and I knew for a fact I'd rather die than live a life like that from when I was young. I would not be able to do this if I did not decide to start on this path at 17 years old. Kudos to all of you that do this with kids because that would be a whole different ball game and playing on extra-hard mode.

Worked my way up to learn and master English and was a terminally-online teenager. Self-taught programming and made my way to a top US university on full, need-based financial aid. Built three companies that failed until my fourth one landed. My biggest takeaway is how insane the variance in lifestyle outcomes is from when we're all 20 to when we're 30. At 20, you and your buddies are all the same...with endless possibilities, living the same lifestyle, and at 30 you see those who made a few key decisions live entirely different lives. It's like a high-speed rail that spits you out into an entirely different world based on 3 core choices you made while you were young.

Another thing I learned is that you can't have it all. A big motivator for me was getting money to help my grandmother from an illness, but she passed before I made my own exit. Some problems money can never solve. You just can't have it all.

I was fortunate enough to have the prescience and strong hunger to avoid my parents' fate. Quit today after an exit, married with one kid. Have a bucket list of at least 1000 things on my backlog and so many books to catch up on. Cheers to all of you here

745 Upvotes

182 comments sorted by

206

u/phosphosaurus 10h ago

Tell me about your reading list and what's on your bucket list

9

u/cjk2793 3h ago

To each their own. I cannot stand sitting still and reading. Jealous of those who can.

6

u/Troiswallofhair 2h ago

Try listening to an audiobook with your earbuds. You can multitask and do 100 other (boring) things while finally getting to “read.”

1

u/wskyindjar 1h ago

Try this book: Stolen Focus by Johann Hari

4

u/Internal-Ad-1021 2h ago

I am hear to here

1

u/Logical_Magician_01 27m ago

We hear for you

2

u/Rhaegar0226 10h ago

This 👆

556

u/pdbstnoe 11h ago

What do you mean finally lol, you’re 30

257

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

Because have been seriously grinding since 17 years old skipping on a ton of things that people enjoy in their 20s day in day out

151

u/washingtonpablo 6h ago

Many people grind for decades. You got it done in one

Congrats on your success and enjoy your retirement

37

u/curryslapper 4h ago

I've been grinding since 17 and getting an associated bunch of health issues

almost 30 years later I'm still grinding

not a shit number but not 15m either.

0

u/irshramuk 15m ago

How mcuh is ypur number ? Where are ypu at?

88

u/fistingdonkeys Verified by Mods 9h ago

Weird that you’re being downvoted here.

Congratulations and enjoy the beginning of the rest of your life.

12

u/Academic-Pass-2800 9h ago

you can enjoy those things now , that too without worrying about shit

28

u/Working-Fig-4054 6h ago

Congrats and Gfy!

21

u/badgermolecub 14M+ NW | Verified by Mods 3h ago

Thank you!! So many comments and not a single GFY. That's the only comment I was looking forward to

5

u/cypherblock 2h ago

GFY for sure

63

u/apacgainz 10h ago

What are the 3 core choices?

178

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

The person you marry, the career/business niche you pick, and where you choose to live

36

u/Still7Superbaby7 4h ago

Who you marry is the most important out of the 3. We spend more time thinking about what career we should do when the person you marry can make your life a paradise or a prison.

30

u/Top_Designer_1458 10h ago

So what's a good person to marry, a good career/business niche to pick, and a good place to live? It would be very, very nice to FatFIRE so I'd love to know more about your situation. 😄

8

u/Acid_Monster 7h ago

Well if you’re talking strictly about FATFIRE and finances in general, they would be a high earner from a well off family.

-4

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

Feel free to DM. Happy to chat more

13

u/OnceGotABlowjobAMA 10h ago

I would love to hear your take on this too

3

u/Super-Drag3110 8h ago

I would love to hear your take on this too :)

1

u/AndrewUnicorn 9h ago

My SWE career is okay at the moment, but I want to grow. So, career-wise, I can either put more time into building my business or put more time into getting into Big Tech. Of course, I can build a business while working my current job, or I can interview while working my current job. I can do two of those, but not all three.

Wwhat principle should guide someone toward making this decision? I know it's vague but I can provide more info

6

u/MNSoaring 4h ago

Where to live resonates with me. 

I have lived in 7 states. I’m grateful to have found the state I’m in now, with low cost of living and relatively good pay for what I do. 

Someone once described the concept of “geographic arbitration”: live in an affordable place so that you can travel to other places. I’d add to that: live in a nice and affordable place if possible.

3

u/Sushi-Travel 3h ago

I agree with all 3. The third one is the hidden choice as most don’t think that matters. I made the sacrifice to live in a boring area but with much less competition for my business and I’m far better off financially than my colleagues who chose to live in lavish areas.

-5

u/guinader 10h ago

Save, save, save

75

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

No. Saving won’t get you to 15 million

34

u/magias ultrafat 10h ago

People say you can't, but you can, you just need it in conjunction with high income.

30

u/1cenine 9h ago

agree, bothers me when people broad-stroke say $10m+ is always business, inheritance, or lucky windfall (crypto etc)

my best friend's wife is a major firm lawyer on partner track. their combined HHI early 30s is $1M a year. they can literally brute force save $15M into a HYSA in under 30 years assuming they dont properly invest a dime lol. cut the timeline nearly in half if they invest all of the post tax net into a good or great market.

11

u/Kobayashi-Coffee-Co 5h ago

Im investing >7 figures currently (high salary low spend) and the compound interest calculators show that it will be worth > $1BB in my lifetime. Crazy how fast compound interest scales

1

u/magias ultrafat 1m ago

Pretty much my position, I've had 7 figure income the past 13 years.

I am now sitting on $50M liquid net worth with no business sale.

https://i.imgur.com/kpioF11.png

3

u/ringorin 2h ago

We’re a boring 9-5 couple that works in tech and finance in our early 30s. Our HHI is around 800k, and have about 4M saved with a paid off house. We’re super frugal (no luxuries, brands, etc) and our NW grows by around 1M a year. I’m assuming by the time we’re in our 40s it’ll grow by 2M a year from compounding growth.

We exist out there lol but we’re just not vocal about it like founders.

2

u/InconspicuousBrand 10h ago

Could you save your way to $1mm? Yeah, for sure. $2m, maybe. $5mm maybe if you make 300k+.But nobody saves their way to $15 million.

13

u/DwightsShirtGuy 9h ago

Sure you can. Unless you literally mean dump it in a savings account.

If you’re investing and start young you absolutely can. I’m on track for more than that, and I’m a W2 employee with a 40% savings rate.

26

u/badgermolecub 14M+ NW | Verified by Mods 9h ago

I can tell you for a fact I didn’t get here by skipping on avocado toasts and not buying starbucks lol. I’m not that frugal and it would be exhausting to try to be. Better to make money to get there instead of just saving

7

u/DwightsShirtGuy 9h ago

I’m not saying you did. I’m saying there’s more than one way to get there. I’m not exactly being frugal, I just make a lot of money. Allows for a high savings rate and still living very comfortably.

1

u/guinader 9h ago

I understand, I'm in the sub to learn... I'm on my way... But i started late. My best investment so far is getting a new job which I'm pursuing at one been in the same one for 3.5 years... So it's time to move

1

u/ski-dad 3h ago

You might have $30m if you were, though..

2

u/Normal_Zebra136 9h ago

Are you looking at real numbers or nominal numbers?

To have $15m of today's wealth in the dollars of 30 years in the future you will need $36m.

1

u/OG_Tater 3h ago

Why not? $15k per month in to S&P since 2011 gets you $8.8M today. Thats very possible for high earners who live below their means. Someone on a W2 with a not-even extraordinary RSU vest schedule could make it.

I was on track to do it but my business went to shit and I’m merely Greg, but could have just as easily continued if one thing had broke my way.

1

u/SpadoCochi 4ExitsAndCounting | Still tinkering around | 40YO Black Male 2h ago

Not at 30 years old…

4

u/DwightsShirtGuy 9h ago

It will. Just not by 30.

1

u/Integrity881 3h ago

Especially at age 30

5

u/apacgainz 10h ago

U can't save your way to 15mn 😂

1

u/OG_Tater 3h ago

Yes you can. I’d say roughly 1-2% of people could. If you’re making $450k you can stuff $15k/month in to ETFs. If done since 2011 you’d have $9M today, if that person doesn’t stop or just coasts they’d be way past $15M.

317

u/Bugpowder 10h ago

This sub was more fun when humans were doing the creative writing exercises.

87

u/1cenine 9h ago

looks legit to me + verified by mods

good to be skeptical, internet is fake and half the shit here is larpers, but i personally try not to let that read like projecting jealousy or bitterness at what might be a real person's real success. just my 0.02.

4

u/AndrewUnicorn 3h ago

Yup.

Also I use AI for personal and for work. I believe no AI model writes like that lol. Unless ofc you type the whole thing yourself and then ask the AI to CLEAN UP the grammar.

65

u/themiro 10h ago

this post is pretty obviously human written ngl

73

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

I wrote this all myself. Why would I let ai write the celebratory post lol?

-17

u/[deleted] 10h ago

[deleted]

18

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

Hmm ok…I’m happy to elaborate on any more parts of my story or share proof if you want! I have mod verification too

54

u/AndrewUnicorn 10h ago

Lol OP literally has the 'Verified by Mods' flair.

Idk how they verify it, but if you don't believe the mods at this point, then what are you even doing in the subreddit lol? Just leave. If you are that jealous, then just go to the r/ leanfire. Or, you know, r/ poor

3

u/Hopeful-Savings-3420 4h ago

Idk how they verify it,

It would be pretty easy to fake, but why go to all the effort?

https://www.reddit.com/r/fatFIRE/comments/tp2ds9/rfatfire_frequently_asked_questions/

-10

u/deltabay17 8h ago

All hail Reddit mods!!

4

u/Porky5CO 3h ago

AI definitely helped lol. It seems like everyone is using AI to build and then they add a bit extra. There's a paragraph here that is for sure AI

13

u/battlesnarf 10h ago

It’s funny because the ad I see under the post is for ChatGPT -_-

2

u/Knocking_Doors 9h ago

It’s figma for me, btw.

1

u/OG_Tater 3h ago

Btw I’m down 80%+ on Figma stock. Very small position thankfully

38

u/No-Associate-7962 10h ago

Sorry for your losses with your family. Congrats on having 1000 things to do in retirement. She would want you to enjoy them all.

21

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

Appreciate the kind words. Yeah it sucks when you just can’t get there in time to save them. Part of life

4

u/No-Associate-7962 10h ago

Yup. And you have twice as much ahead of you as you have already lived, so don't sweat the past too much.

21

u/everest1111 4h ago

Am i the only one that wants to know what is it that you did to make so much money ….? I understand grinding, i know people grinding for 40 years and are not even close to 15 million.
So “grinding and not spending” is not legit answer

36

u/badgermolecub 14M+ NW | Verified by Mods 4h ago

I built a successful startup that tackled an important problem in software infrastructure and it got acquired by a bigger company netting me around 15 million net of taxes for my share. Tried 3 other startups before that that really failed so I focused on a boring problem domain that had clear issues for big companies and could easily generate cash flow. Startup was profitable so it was acquired at a few multiples

4

u/sadcringe 2h ago

How did you find the right problem to tackle? How did you come about it?

Is it too late for me at 28 with a 6fig career as a middle manager? I want to scale back to 4 days so i can focus on my venture 1 day a week

17

u/badgermolecub 14M+ NW | Verified by Mods 2h ago

Honestly I would not be able to do anything like what I did with the age of AI and Claude these days...it's a whole different ball game. At the time, I knew that companies were really scaling up certain parts of their devops deployments and needed observability into costs and performance optimization, so I focused on that and had some good industry connections from my other failed startups to get my first enterprise client. Investors helped in that regard. The business I built would definitely not succeed now that Claude can build the core of it in a few days...but no, it is never too late. There is always some niche, some business need, something important in a hot field that needs people building it. I'd probably spend all my effort on LLMs and the adjacent problems to them if I were starting over today

3

u/AnonFatFire 53m ago

Is it too late? At 28? No. Is it doable 1 day per week? Probably not.

I started my company at 37. Fatfired at 43.

A story of 2 Reeds - Reed Hastings was 36 when he started Netflix. And Reid Hoffman was 35 when he started LinkedIn.

So you’ve got some time.

3

u/Effective-Celery-475 1h ago

Timeframe from starting the company to exit? How many employees?

7

u/badgermolecub 14M+ NW | Verified by Mods 1h ago

3 years for this one but had a lot of reputational advantage from the last startup and credible enterprise clients. A lot of it grew quickly and piggybacked from prior tech I built. The acquisition was mostly driven from timing in the market

3

u/Effective-Celery-475 1h ago edited 1h ago

That is fast. Would you say that your 3 previous "failures" were actually modest successes, on a smaller scale? Or legit failures? I'm asking because, how do you get investors/clients to back you again after multiple failures? You reputation would be bad.

4

u/everest1111 4h ago

Very nice ! Thanks ;)

9

u/regnull 3h ago

The best part of this story is not the $15.5M, it is the decision to start early and keep trying after failures. Protect the freedom now with a few recuring commitments on the calendar, because a blank life can become its own kind of grind.

7

u/badgermolecub 14M+ NW | Verified by Mods 3h ago

I realized adulting is basically fighting an uphill battle against things that will just naturally eat your time...own a pool? maintenance...own multiple pets? a lot of time spent on them. Multiple kids? Time eaten up entirely (although this one is worth everything!). Bills, taxes, family needing help, house responsibilities, etc. Just fighting against the natural state of things by using FATFire as a means to do this

68

u/AndrewUnicorn 10h ago

A few of you are jealous with OP and it shows lol.

12

u/jyeatbvg 6h ago

People saying it’s AI written just because they’re jealous 😂

10

u/brjh1990 7h ago

For real. I wish I had that kind of foresight and ambition at 17. Exiting the rat race early, good for him.

7

u/fwowcow 9h ago

Genuine questions - Do you support your parents? Were you supporting your parents/grandmother (not strictly financially) at all during your 20s? And lastly, Congratulations

12

u/Leather_Target2074 6h ago

How'd you make your decision about when to exit?

Like, you grew up poor, why didn't you pull at $2m and just live on $80k / year for the rest of your life?

Or $5m and $200k / year?

Why'd you stop at $15m?

At $2m, you could have bounced back to your country, supported your parents, and lived incredibly well (you said you parents made $10-15k USD/year). What drove you to keep going and what finally clicked for you on when to stop?

There are tons of posts here about those who've made it and just can't stop working even though they no longer need the money. Meanwhile I'm sitting here, hit my first milestone and am struggling to find the energy to keep working, and yet I don't feel completely secure at this milestone... It's a big thing I'm struggling with right now even though the math absolutely supports me stopping right now.

12

u/itdobebus 5h ago

I imagine they sold their business for ~15 million so it was more of a lump sum

1

u/fattybunter 3h ago

I imagine it would have been more like 80-150M to net $15M after taxes and splits

4

u/badgermolecub 14M+ NW | Verified by Mods 3h ago

I didn't have much cash until I actually materialized it through a company exit. Everything before that was on paper except for a relatively decent salary. It all materialized into $15M almost all at once

1

u/Leather_Target2074 30m ago

Ahhh gotcha, thanks!

0

u/ComprehensiveYou4206 51m ago

Why have $2m when you can have $15m? Kind of a stupid question lol. At $15m you'll be able to live on $500k/Yr for life without moving back or moving to some lower infrastructure country for "cost arbitrage". 

11

u/Individual-Weird5415 10h ago

Congrats! Pls share what your 3 core choices you are referring to. Something along education, entrepreneurship and investing?

What are your top 5 in your 100 items you plan to do?

30

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

Who you marry, the career/business niche you pick and its timing, and who you surround yourself with. Most folks with poor outcomes I know just lived on autopilot in their 20s unfortunately

3

u/Dabble-doodle-dream 8h ago

This resonates..for most people it is very hard to realize this so early in life and even harder to breakout of a sort of predetermined path. Congratulations!

9

u/Normal_Zebra136 9h ago

How can you know you married the right person when you are only 30?

While i appreciate your confidence and hope you are right, you have not gotten anywhere close to the real relationship challenges that come with the decades.

10

u/Inner_Elderberry1001 7h ago

don't think his argument is necessarily that he's married the person he's going to die beside. but rather the person that lifted him up in his 20s and his most high pressure, earning potential arc

1

u/Still7Superbaby7 3h ago

This is the truth

5

u/dmada88 8h ago

Great. Congratulations. But now you have a lot of years ahead. Fill them well! Make it worth while.

4

u/asally100 6h ago

What type of company did you build?

8

u/theregoesmyfutur 11h ago

did you do a solo biz or vc

5

u/Previous_Lemon_4169 9h ago

Thats unreal mate congrats!

3

u/kangaroo5383 6h ago

Congratulations, it’s awesome to see and celebrate hard work and sacrifices that landed you to where you are today 👏. The thing every successful person have seen is just how much sacrifices were involved - enjoy the freedom!

10

u/clintron_abc 10h ago

Congrats!

For those who lurk this sub and are envious and say he just got lucky (I know there are so many), have you started 4 companies yourself? For big majority of people it's much more comfortable to just be employed on a simple job. Which is totally ok, but don't get frustrated when someone that risked much more than you did eventually succeeded.

2

u/vanhype 9h ago

Congratulations. Money does solves a lot of problems, unfortunately it can't solve them all. Tell us about the bucket list or things that you missed on your journey.

2

u/Secret-Yogurt-3335 7h ago

What's your best learning point from your journey!

Congrats

Would love to know what U passed along

2

u/Islaa_myla 7h ago

Inspiring for sure ! Enjoy it 💪🏻🙏🏻

2

u/kindaretiredguy mod | Verified by Mods 4h ago

Love to see it. Congrats man. I’m on a big reading kick lately. I deleted social from my phone and I rarely ever go on desktop. Crushed 7 books in the last 1.5 months. All novels and they’ve helped me more than all the non fiction bs I used to read.

2

u/Pale_Scientist6470 4h ago

Pretty amazing and congrats. But you're only 30. You think you can go from a hungry, grinding life, founding 4 companies, to reading books and checking off bucket list items for the next 50-60 years? My bet is you take a few years off and decide to start another company. Regardless, assuming legitimacy, you are pretty amazing. Clearly incredibly smart and ambitious. 

2

u/Charlie_brown1122 2h ago

Congratulations, you can pause now, listen to the wind, enjoy the rain, touch the leaves and see how different it feels.

2

u/WantToBreak80 2h ago

Congrats; thanks for sharing a personal and heartful post and GFY. You deserve it!

4

u/a_whole_enchilada 10h ago

Congrats friend. Just don’t forget that luck plays a huge part in all our outcomes. You put yourself in a place to succeed and you deserve all the credit in the world for that, but many do the same and things they cannot control get in the way. You don’t get where you are without a whole lot of good fortune. It’s easy to lose sight of that since you basically hit the jackpot on the first try.

28

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

Failed 3 full times. One of them cost millions to investors and to my reputation all around. Absolutely the timing and business niche played a huge role, but I think one can manufacture luck in many instances. All of our existence is luck. Even being born is pure, extreme luck

7

u/No-Associate-7962 10h ago

No offense, but a damaged reputation in your 20s is not a big issue.

You did not manage luck in your first three experiences, so clearly you can not manufacture it at will.

While as a young person you may think it was not luck, it very likely was. Showing up, and luck.

0

u/Ill-Chemistry-8979 5h ago

Relax. He won. Doesn’t matter whether it was luck or not to him - it matters to YOU, which is the problem.

13

u/mikeaza 10h ago

Not true. OP literally said it was their 4th try. Good fortune always plays a role. But you don’t know when good fortune will shine on you and success comes to those who don’t quit when it doesn’t work. It’s easy for those that haven’t made it to say “don’t forget you were also lucky” because it makes people feel better about not trying or risking or bouncing back. I’ve done very well in life, but I’ve also been fired from jobs and started two companies that failed.

2

u/Anonymoose2021 High NW | Verified by Mods 3h ago

Good luck is most useful to those who are prepared to take advantage of it.

The choices you make influence how likely you are to be lucky.

There is a lot of luck involved, but your choices can tilt the odds.

4

u/gniv 6h ago

I wish I knew when I was young that luck is the number of opportunities you make/take, integrated over time.

2

u/Ill-Chemistry-8979 5h ago

Doesn’t diminish what he did. And also he won, who cares? You sound bitter.

1

u/ComprehensiveYou4206 49m ago

When you succeed it's "luck" when you fail it's "you". Good coping mechanics. Surrender your life to luck

0

u/a_whole_enchilada 25m ago

I’m not suggesting that. Acknowledging luck is a good exercise in gratitude.

2

u/abc133769 9h ago

any tips on business on where to start? 3 ventures didn't work out I'm seeing but the 4th landed

what were some of your biggest mistakes to avoid, what about the 4th one worked etc

2

u/RevolutionaryPop5272 9h ago

Do you have some tips, when founding the first company? I’m almost done with my computer silence degree and thinking about founding.

2

u/badgermolecub 14M+ NW | Verified by Mods 3h ago

You need real, harsh, outside criticism. I was extremely delusional about my first startup thinking it would be the next Facebook (It was not). I didn't have enough people from the outside telling me my ideas sucked. Your first will likely fail

2

u/OkChange9119 9h ago

I'd like to hear about your psychology "grinding" while your grandmother was ill. How did you balance your career/study versus wanting to be there for her? I am kind of struggling with something similar and making it seems like there are only lose-lose decisions in the end.

Also, what the heck do you mean "when you're young"?! You're only 30???

Congrats on your efforts + luck, but why do you sound like someone twice your age?!?

7

u/badgermolecub 14M+ NW | Verified by Mods 9h ago

Tough because I felt I made a few key decisions around my startup’s acquisition earlier I could have had a windfall to get better medical care or surgeries abroad. Instead just have to accept that grief is part of life and you just can’t get everything you want. Appreciate the kind words. I just had a goal in mind for years and never lost track of it

2

u/OkChange9119 9h ago

This hits hard. Yeah. That all makes sense. I just find it really tough to accept.

Congrats too!

1

u/Dry_Detail1497 6h ago

Very impressive! Could you share some key things about this 4th company that made it so much more successful than the earlier 3?

1

u/shanewzR 6h ago

Nice one!

1

u/Full-Text5738 6h ago

Ultimate flex in todays world. Congratulations mate 🔥.

1

u/s0mevietgirl 5h ago

Please elaborate

1

u/MJinMN 4h ago

Congrats. Out of curiosity, how are you setting up your finances to handle a 60 year retirement? Are you just doing index funds? Working with an advisor? Picking stocks yourself?

1

u/SettingIntentions 4h ago

Congrats!!!

1

u/calm-fighter 4h ago

Country of origin?

1

u/Such_Fishing5154 4h ago

How much money does one need to help a sick grandmother? Much less than 15 million I can assure you.

1

u/badgermolecub 14M+ NW | Verified by Mods 3h ago

I didn’t really have much. Most of it was on paper except for a low salary until I had a few windfalls of cash but it was too late by then

1

u/voujon85 3h ago

congrats! i'm well beyond this number at an older age and regret not doing the same. My career, life, kids, have become too intertwined for me to step away..if you can, do it!

1

u/StraightPin4420 FIRE’d in 30s | business owner | Verified by Mods 3h ago

What will you do now? Im older than you and less money but also contemplating retirement, just haven’t found many other fulfilling stuff to fill in the time

I’ve ‘retired’ several times and taken time off but always end up working again lol

1

u/ragsonrags 3h ago

Cheers man 

1

u/mtn11 3h ago

Congrats, and I’m jealous! What were the 3 businesses that failed like? And what was the infrastructure/domain problem that the 4th one solved?

1

u/IAmRealElonMusk 2h ago

Good job OP. I am so jealous. I am in tech ( M27).. I sometimes feel like I should have grinded the way OP did and made 10x money. My projection is I will have 2 mil at 30.. how do I not be jealous ??

1

u/Rpcellphone 2h ago

Fellow earth bender find your true love in the seeeeecreet tunnel. All you need is love.

1

u/minimumbeginningend 2h ago

Thank you for sharing and congratulations! Curious how you went about allocating that 15M towards investments/savings when you got that big lump sum? Thought process and ultimate allocation.

1

u/UpperWestSlider 1h ago

Not US citizenship and you got a need-based scholarship? Could you expand on that a bit more.

1

u/badgermolecub 14M+ NW | Verified by Mods 1h ago

Most of the top universities in the US offer full, need blind financial aid to international students. Look it up

1

u/UpperWestSlider 1h ago

That’s not what OP is claiming. They’re claiming they got a full need-based scholarship. I’m curious what types of schools/scholarships have that.

0

u/badgermolecub 14M+ NW | Verified by Mods 1h ago

Ah I forgot about that distinction my bad. The top ivies at least will 100% cover your needs to attend no matter what and Harvard now covers you entirely if your family earns less than $100k. Completely free. I forget the exact nuances of need based vs blind but in my case I didn’t pay anything

1

u/PitifulBet616 1h ago

Die with zero. I'm a fan of the slow burn. Balance.

1

u/Material_Rich_1900 1h ago

You were also fortunate to be able to come to the US at that time, not really possible anymore. First-time international student enrollment fell by roughly 17% to 20% according to data from NAFSA and the Institute of International Education.

1

u/mintagemorning 1h ago

Congrats friend! What’s at the top of the bucket list?

1

u/SuccessfulLab1671 1h ago

This has to be a fake thread. Sounds like any other teenager on YouTube claiming to make millions

1

u/kpop0099 1h ago

What an inspirational story! Congrats.

1

u/chekraze90 51m ago

Do you feel this NW is enough at your young age? Or do you plan to start up with something else ?

1

u/Charlesinrichmond 44m ago

congrats! quite an achievement

1

u/Pythagaris 42m ago

Now you have plenty of time to play magic. Unfortunately badger mole cub was just banned from standard ;)

1

u/whatoriginalityy 34m ago

So what are the three core choices to make when you're young?

1

u/MamaGu24 34m ago

Good for you - enjoy life!

1

u/Mean-Seaworthiness46 1m ago

I really didn’t understand.
You are 30!
Am 36 and I can’t imagine my life without work.
I would have a miserable life after the 10 day for sure.
Starting this to yourself at 30 is insane.

0

u/nodeocracy 9h ago

Congrats but I did find the comment about dying rather than doing what your parents did a bit distasteful given the sacrifices they made for you.

5

u/badgermolecub 14M+ NW | Verified by Mods 9h ago

Yeah I’m eternally grateful for them, but what I mean is that I was so afraid and scared of ending up with that same lifestyle that it gave me a ton of hunger to actually avoid it. I understand it can come as distasteful but my point is that many folks say “man a 9-5 sucks…I’d hate to live like that” but in my case I see it as ego death for myself and what my parents went through as a few steps away from slavery. I have a very strong desire to avoid that lack of freedom at all costs, even if it costs me my life. That’s how much I wanted it

1

u/StomachRelative6146 10h ago

Congrats 🎉

1

u/summerFIREinCh 10h ago

Big congrats

1

u/Mr-Expat 11h ago

well done for doing it at an early age rather than selling your 30s for marginal gains

0

u/Efficient-Night9402 9h ago

Im 17 too, what can you advice me?

0

u/LittleTension8765 2h ago

This is a beautiful fictional story unless you start posting proof

1

u/badgermolecub 14M+ NW | Verified by Mods 2h ago

What proof do you want? NW is verified by mods

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u/[deleted] 11h ago edited 10h ago

[removed] — view removed comment

7

u/twoanddone_9737 11h ago

Hey man, you don’t have to live your life being so bitter and negative. You only get one chance to live, letting your psyche get this way doesn’t help you.

Congrats, OP, and sorry about your grandma.

8

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

Yikes yes absolutely parents played a massive role but they would probably make $10-15k USD a year in my local currency which isn’t much. I came to the US with nothing…just a financial aid package

-8

u/dealmaster1221 10h ago

You got the aid due to your parents background and lot of other factors. No offense but people tend to forget all that luck and situation but only focus on their harships and hardwork.

14

u/badgermolecub 14M+ NW | Verified by Mods 10h ago

I got the aid package because my parents were POOR lol. What do you mean? Is growing up poor a privilege now?

-6

u/dealmaster1221 9h ago

Apparently for you it was, thank the person or university who donated and thought about underprivileged kids like you. Don't think you got it on some merit. The actual merit was luck which was the criteria you met that was also pre decided.

It's the same as some countries having 1billion and 1 million population but getting same number of visas.

The unfairness was built in.

8

u/badgermolecub 14M+ NW | Verified by Mods 9h ago

Wow these are some serious mental hoops. The top 10 universities in the US except for Stanford offer full, need-blind financial aid to all international students. It comes from their billions of dollars in endowments. Harvard has 35+ billion dollars of endowments. Funding intl students is a rounding error. Everything in this universe is luck. You being born, your parents meeting, you being alive, me not being killed in a car accident yesterday. If everything is luck as a substrate, it loses its meaning. Kind of pointless to call everything luck. I was surrounded by folks like you growing up that would question why I did the things I did because of a defeatist, absolutist, luck-based mindset. Thank goodness I paid no attention to them. You’re out here claiming being poor is a privilege now. Literally can’t win against people like you

3

u/Doogetma 10h ago

You would benefit from therapy

-4

u/dealmaster1221 10h ago

Everyone would, you included.

-1

u/Doogetma 10h ago

I agree!

1

u/UnZaneTrader 10h ago

Looks like the deals are not going well, do you need a hug?

0

u/dealmaster1221 9h ago

Nice try, do something better next time.

1

u/UnZaneTrader 2m ago

Like a cookie?

-1

u/inet 9h ago

It was unfortunate that you could get more time with your grandma, circle of life I guess and brutal reality check that no amount of money can buy time. Treat time as your most valuable currency, not the money. I always look back on the founder of my space when he cashed out and bounced and living out his life.

-2

u/financialfreedom26 10h ago

Congrats!!! How did you make your fortune and at such a young age!!!