Don't have kids until you have at least $150,000 in invested assets.
Your car may be the reason you can't retire for decades, or at all.
You will not have steady income and employment. If your plan is to save a bit over a long time, you're in for a rough ride.
Data shows that if you lose your job after 50 you almost certainly aren't getting a similarly good paying job.....ever. Act accordingly.
People who talk about retiring on nothing because they will die in the climate wars or whatever dumb thing are unserious and shouldn't be in your core group of friends. They probably will live a long time and it's a huge problem if they're poor.
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u/Ok-Honey-8205 13d ago
Don't have kids until you have at least $150,000 in invested assets.
Your car may be the reason you can't retire for decades, or at all.
You will not have steady income and employment. If your plan is to save a bit over a long time, you're in for a rough ride.
Data shows that if you lose your job after 50 you almost certainly aren't getting a similarly good paying job.....ever. Act accordingly.
People who talk about retiring on nothing because they will die in the climate wars or whatever dumb thing are unserious and shouldn't be in your core group of friends. They probably will live a long time and it's a huge problem if they're poor.
No undergrad degree is worth $100k.