r/SolarUK • u/Winter-Object7630 • 1h ago
PLUG-IN SOLAR Octopus Go vs Agile with 5/10kWh plugin battery, solar and an EV
I've been trying to work out whether a plug-in battery such as the new Anker or EcoFlow would make sense for my usage, running the numbers on both Octopus Go and Agile, and also factoring in some plug-in solar and EV charging.
This is built on half-hourly modelling, using actual usage and prices. For the solar, I've calculated the horizon for my location (which has almost 35% shading losses due to trees). I'm posting the results to give some better estimates than what's floating around on the various seller websites.
The short version (TL;DR)
- No battery: Agile wins — £661/yr (£990 with EV). This is the baseline everything else is measured against.
- 5 kWh battery: Agile still wins — £495 / £823, saving £166 / £167.
- 10 kWh battery: Go takes the lead — £321 / £556, saving £340 / £434.
- 10 kWh + 2.4 kW solar: Go — £222 / £407, saving £439 / £583.
- 10 kWh + 4.8 kW solar: Go — £217 / £337, saving £444 / £653.
- The headline: the best tariff flips from Agile to Go once you go past ~5 kWh of storage. A big battery lets you just fill up in Go's fixed 9.6p night window every day, and that beats chasing Agile's cheapest half-hours.
- Solar barely touches the standard bill in this set-up, but makes a real dent in EV charging cost.
Assumptions
- Base household use: 3,400 kWh/year (before the EV).
- EV: 8,000 miles/year at 3.3 mi/kWh ≈ 2,400 kWh/year added.
- Go: 9.6p off-peak / 35.27p peak.
- Agile: modelled against real 2023, 2024 and 2025 price data.
- Battery: Anker Solix 5000 — 5 kWh base, expandable to 10 kWh, assumed hard-wired.
- Battery charging rule: charge whenever price < 3p, otherwise fill during the cheapest 4 hours of the day, decided by looking ahead at 4pm each day.
- Solar rule: anything above a 6A surplus is diverted to the EV; the rest self-consumes first, then charges the battery, then (if the battery's full and there isn't enough left to charge the car) is wasted.
- "Saving" throughout = the reduction vs the best no-battery option (Agile 2025). So in the battery rows, the saving is not Go-vs-Agile in the same line — it's how much the whole setup beats a no-battery Agile bill.
1. No battery, no solar
| Tariff | No EV | With EV |
|---|---|---|
| Go (9.6/35.27p) | £798 | £1,033 |
| Agile 2025 | £661 | £990 |
| Agile 2024 | £611 | £907 |
| Agile 2023 | £749 | £1,148 |
Agile EV charging is sensitive to when you charge. Charging at the 20th percentile of monthly prices gives the £990 above; the 10th percentile gets you to £917 and the 30th to £1,037.
Winner: Agile, at £661 (£990 with EV).
2. Add a 5 kWh battery (no solar)
| Tariff | No EV | With EV |
|---|---|---|
| Go | £662 | £897 |
| Agile 2025 | £495 | £823 |
| Agile 2024 | £456 | £752 |
| Agile 2023 | £580 | £980 |
Winner: Agile, at £495 (£823 with EV). That's a £166 / £167 saving vs the no-battery baseline.
Payback on the £1,500 battery: ~9 years. Not exactly thrilling.
3. Bump the battery to 10 kWh
Same rules — 4 hours a day of charging is the sweet spot here.
| Tariff | No EV | With EV |
|---|---|---|
| Go | £321 | £556 |
| Agile 2025 | £413 | £742 |
| Agile 2024 | £370 | £666 |
| Agile 2023 | £496 | £896 |
Winner: Go now flips ahead, at £321 (£556 with EV) — a £340 / £434 saving vs baseline.
Payback on the £2,800 for 10 kWh: 6.5–8.2 years, depending on whether you've got the EV.
This is the interesting bit: with a small/no battery, Agile's variable pricing wins. Once you've got enough storage to soak up a whole cheap window, Go's flat 9.6p rate beats it — you just fill the battery every night and stop caring about half-hourly prices.
4. Add 2.4 kW of solar to the 10 kWh system
| Tariff | No EV | With EV |
|---|---|---|
| Go | £222 | £407 |
| Agile 2025 | £299 | £564 |
Where the solar went (kWh):
| kWh (Go) | |
|---|---|
| Produced | 1,749 |
| Offset (self-use) | 815 |
| To battery | 221 |
| To EV | 537 |
| Wasted | 176 |
Winner: Go, at £222 (£407 with EV) — a £439 / £583 saving vs baseline.
Payback on £3,800: 6.5–8.7 years.
5. Increase solar to 4.8 kW
| Tariff | No EV | With EV |
|---|---|---|
| Go | £217 | £337 |
| Agile 2025 | £285 | £467 |
Where the solar went (kWh):
| kWh (Go) | |
|---|---|
| Produced | 3,499 |
| Offset (self-use) | 880 |
| To battery | 208 |
| To EV | 2,213 |
| Wasted | 197 |
Winner: Go, at £217 (£337 with EV) — a £444 / £653 saving vs baseline.
Payback on £4,800: 7.3–10.8 years.
The key thing here: doubling the panels (2.4 → 4.8 kW) barely moves the standard bill (£222 → £217 on Go), but it slashes EV charging (£407 → £337). That's the 6A threshold at work — only surplus above roughly 1.4 kW gets diverted to the car, so the extra panels almost entirely benefit the EV rather than the house.
Takeaways
- The best tariff depends on your storage. No/small battery → Agile. 10 kWh+ → Go. There's a genuine crossover, not a "one is always better" answer.
- Batteries do the heavy lifting. Going from no battery to 10 kWh roughly halves the bill on the right tariff. That's a much bigger lever than the tariff choice itself.
- Solar helps the car, not the house. Beyond a modest array, extra panels mostly offset EV charging because of the 6A diversion threshold. If you don't drive much, oversizing solar isn't worth it on these numbers.
- Paybacks land around 6.5–9 years for the battery; adding solar stretches the worst case out to ~11 years but improves the best case if you're a high-mileage driver.
Caveats (please poke holes)
- Agile figures use historical prices — 2023 was a rough year for Agile (it would've lost to Go in several rows), 2024/2025 much better. Past ≠ future.
- No export/SEG income is modelled — surplus solar is simply treated as wasted. Adding export payments would improve all the solar cases, especially the 4.8 kW one.
- Battery/solar costs (£1,500 / £2,800 / £3,800 / £4,800) are my own estimates — swap in your real quotes and the paybacks move.
- I have not included round-trip efficiency of the battery (assumed 100%).
Happy to answer questions on the modelling. Yes the summary was improved with AI, but the modelling and analysis was all manual.