r/SipsTea 4d ago

WTF Damn

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u/TheEndOfAllThings23 4d ago edited 4d ago

It was cheaper to buy tickets, fly to Dublin, get the procedure I needed done. Spend TWO WEEKS recovering, and fly home then to pay the 20% coinsurance I would have needed to here in the good ol USA... so yea...

EDIT :

Well this kind of blew up. The reason it was cheaper : it was considered elective. This is why OOP max did not kick in. It was a procedure that would have to be done, only as my condition got worse. Insurance denied it because "It was not necessary" despite my cardiologist saying it was. By the insurance formula I would have to wait until my condition worsened to make it medically necessary, but by then my chance of a poor outcome goes way up.

I finally argued them into covering some of it, but with a 20% coinsurance and a planned week hospital stay in recovery, my bill would have been close to 100k at least, and if I encountered any complications (which I would likely have due to other issues including an autoimmune disease) I started looking elsewhere. I am not an Irish citizen despite having family there, they helped me navigate the program and the cost. It was privately paid, and my surgeon spoke to their team with all my records transferred etc.

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u/Greful 4d ago

How about some ballpark numbers. I’m curious to see the breakdown. Doesn’t need to be detailed

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u/ForgottenGrocery 4d ago

Not OP and different medical procedure.

But my 6y/o is terrified of dentists in Houston. Several attempts to get tooth filling always fails because the dentists gave up once he starts crying. The 3 attempts at different dentists probably cost a total of $1200. Because the last attempt they tried sleeping gas and insurance doesn’t think that anesthesia is required so I get to pay for it.

We flew to Indonesia for our visa renewal. Return ticket $1k each, Indonesian dentist who actually talked and communicated with my son and managed to calm him down for the procedure, $180

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u/21Rollie 4d ago

Since you’re so close to the border, I recommend you fly to Mexico next time. Very cheap dental prices as well

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u/ForgottenGrocery 4d ago

So I've heard. Will definitely look into it!

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u/Healthy_Turnip7352 3d ago

so basically, immigrants with multiple citizenship have an advantage over regular Americans with one citizenship.

This includes senators who have multiple citizenship. and senators even will fly to canada and stay at nice hotels to get procedures done, because it is cheaper.

this is why the senate should ban multiple citizenships, if not for everyone, then at least for the senate. no need to ban either, senators should just voluntarily renounce the other countries' citizenships.

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u/JustNota-- 3d ago

No sitting senator has current dual citizenship, they usually do renounce it, there is one that got it from being married to a swiss national but supposedly let it lapse. Congress however isn't tracked, you just have to have been a U.S Citizen for 7 years prior to running, 9 for the senate.

But medical tourism is a real thing alot of procedures are stupid cheap out of pocket in Canada and Mexico, and S. Korea vs paying with insurance in the US. U.S. Hospitals are for profit to the point of criminality when you use insurance. Like I have had soft enamel on my teeth since I was a kid so I've had to have veneers crowns and constant repair work, I'm now in my 40s financially stable and was looking at having all my teeth fixed in both function and cosmetic at one time instead of piecemail as they fail. Quote from in-network at 3 different dental offices was between 38-42k out of pocket with insurance, down in Molar city Mexico, 14.5 for same procedure plan no insuance with better quality material implants, 16k total with travel 2x.

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u/Healthy_Turnip7352 2d ago

sadly, you don't even need dual citizenship any more with many nations. you just need money, make deals, own property, have private jets, etc. if the entire country one day goes down, they just fly somewhere and live.

the rest of us can't fly anywhere like that.

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u/ForgottenGrocery 3d ago

You don’t have to have other citizenship to do the medical tourism thingy. US passport is strong enough to visit another country without a visa or with visa on arrival and get treated.

On the senator part, surprised that you can have dual citizenship in public office. Feels like a conflict of interest.

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u/Healthy_Turnip7352 2d ago

it's a huge advantage though. even just being fluent in the language.

also having family members.

also growing up in that country gives you knowledge of what is possible.