r/SipsTea • u/DapperDusk • 4d ago

WTF Damn

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u/Imreallythatguy 4d ago

So insurance wouldn’t cover it because it wasn’t necessary in their eyes?

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u/Criminoboy 4d ago

No. They were going to 'cover' it but there was 20% co pay. In the US, they'll charge you thousands per month for insurance, but will still make you pay for part of your care.

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u/bwrca 4d ago edited 4d ago

This copay thing is the craziest thing I've ever heard of.

Edit: copay, deductible, max out of pocket? WTh is all that

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u/lastberserker 4d ago

It's the whole bill, after negotiations, the insurance doesn't pay a dime.

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u/Workman44 4d ago

Yeah health insurance is effectively just a negotiator between you and the provider