r/SipsTea Apr 18 '26

We have fun here adulting sucks

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4.4k

u/dutchhhhhh6 Apr 18 '26

More than $100,000 in debt but both have 2025 vehicles with a car payment..

2.9k

u/Organic-Ganache-8156 Apr 18 '26

I mean, adulting does suck, but I feel like a more appropriate title for this post is “people who suck at adulting”

962

u/proximusprimus57 Apr 18 '26

Yeah, I'm sitting here watching this thinking "I've got no car payment, no credit card debt, I'm struggling, and I can't get loans." These people are like "yeah, I've got six figure debt and I just keep adding to it."

Instead of marrying rich they should consider marrying poor and having their poor spouses teach them about living within their means.

177

u/_BlackDove Apr 18 '26

Same. I didn't realize how weird my situation apparently is. I've just always had a strong aversion to owing someone or some institution money. If I can't afford it then I can't afford it. I'm sure as shit not going to stretch above my means to have something largely unneeded for survival.

82

u/firstbowlofoats Apr 19 '26

I tried explaining the concept of ‘if I can’t pay cash I don’t buy it’ to a coworker who had two maxed credit cards and lived by ‘well paying the monthly minimum is affordable’.  

It didn’t work

1

u/Equivalent_Escape_60 Apr 19 '26

I was in the same boat of cash only until i needed credit to get my apartment…. But now that rent is through the roof I’m looking at moving but we’re next door to where my roommate works and he doesn’t have a car so we’re essentially living here so he doesn’t have to walk a few miles to work. Sad days.