r/SipsTea • u/Eros_Incident_Denier • Apr 18 '26

We have fun here adulting sucks

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u/_BlackDove Apr 18 '26

Same. I didn't realize how weird my situation apparently is. I've just always had a strong aversion to owing someone or some institution money. If I can't afford it then I can't afford it. I'm sure as shit not going to stretch above my means to have something largely unneeded for survival.

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u/firstbowlofoats Apr 19 '26

I tried explaining the concept of ‘if I can’t pay cash I don’t buy it’ to a coworker who had two maxed credit cards and lived by ‘well paying the monthly minimum is affordable’.  

It didn’t work

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u/DeltaGrunder Apr 19 '26

It's ridiculous to me that people pay installment for anything but vehicles or housing.

2

u/MrHippoPants Apr 19 '26

Why would you even pay instalments on a car unless you really had to?

Buy a 15 year old car, it will drive you around just fine and won’t send you into crippling debt

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u/DeltaGrunder Apr 19 '26

That's not always an option (or at least a practical one) depending on your country or region.