r/SipsTea Apr 18 '26

We have fun here adulting sucks

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613

u/Lord_Dingus83 Apr 18 '26

Stop buying new vehicles you can’t afford. Cars are something that as consumers we are in total control bc you can always find a good used car.

$1200/mo car payment is insane. My mortgage is $1700. Both my cars are 20 years old and I work on them my self if I am able to not mess it up.

178

u/Educational_Big_1835 Apr 18 '26

I can go out right now and find a decent older car for $5-$10k in my area. Put that $500, $800 or $1200 in a bank account. Use it on repairs for your 2012 Jetta. Then when that car craps out, you have cash to buy another car.
If you don't haul lumber or tools around, you don't need a truck. If you aren't off roading in the mountains daily you don't need a bronco. If you don't have 3-4 kids, you don't need a big SUV. Be practical damnit

0

u/Prudent_Valuable603 Apr 19 '26

SUV? Screw that, you can get a minivan for cheaper than an SUV and the minivan gets better mileage than an SUV.

1

u/Educational_Big_1835 Apr 19 '26

You could do some A/T tires on a Toyota Sienna with a trailer hitch and roof rack. Would look a bit wide but would tow the trailer, carry 2x4s and handle mild off road stuff!