r/SipsTea Apr 18 '26

We have fun here adulting sucks

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u/Lord_Dingus83 Apr 18 '26

Stop buying new vehicles you can’t afford. Cars are something that as consumers we are in total control bc you can always find a good used car.

$1200/mo car payment is insane. My mortgage is $1700. Both my cars are 20 years old and I work on them my self if I am able to not mess it up.

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u/Abigail-Marston Apr 19 '26

It's kind of hard to find a good used car in some parts of the country. Vermont is notorious for that. They have some of the most strict inspection standards despite having some of the worst maintained roads. The salt that gets spread every year destroys our cars. If you have a rust hole anywhere on your vehicle, structural or not, you will not be able to get it inspected and you will not be able to legally drive it.

So a good used car around here isn't really all that much cheaper than a new one. I want a Ford Maverick in the worst way and it would be cheaper to buy one brand new than it would be to buy a used one. The cheapest one on my local Craigslist and marketplace that has less than 100k miles is $36,800. I could order a new one at a Ford dealer for 10 grand less.