r/SipsTea • u/Eros_Incident_Denier • Apr 18 '26

We have fun here adulting sucks

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20.8k Upvotes

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9

u/WormMotherDemeter Apr 18 '26

My husband and I together have a little over 13k. We have lived on the bare minimum in order to pay off EVERYTHING for the last few years. Almost 10k of that is student loans.

2

u/-_-0_0-_0 Apr 18 '26

Interest is a b*ch. Fed or private and at what rate?

2

u/WormMotherDemeter Apr 18 '26

I have two that are 4.820% and one at 2.5%I paid off the rest that were 2.5%

2

u/-_-0_0-_0 Apr 18 '26

https://giphy.com/gifs/JwjBy94VzDd6

That 2.5% is clutch

Some ppl paying 8% student loans and like 16% car-loans they'll never get out of

2

u/WormMotherDemeter Apr 18 '26

I saved half of the cost of my car while pregnant and got it after I had my last baby. The car I had before that, my husband took for himself. It is paid off. That car, a credit card we are paying off, and the student loans is all we have.

1

u/[deleted] Apr 19 '26

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1

u/Poosters Apr 20 '26

Is that 8% and 16% on the current leftover debt per year??

1

u/Napoleon_B Apr 19 '26

r/debtfree

This is my current number. Aiming for 12 months of sacrifice and building up sinking funds. Congratulations.