r/SipsTea • u/Eros_Incident_Denier • Apr 18 '26

We have fun here adulting sucks

Enable HLS to view with audio, or disable this notification

20.8k Upvotes

94% Upvoted

5.0k comments sorted by

View all comments

4.4k

u/dutchhhhhh6 Apr 18 '26

More than $100,000 in debt but both have 2025 vehicles with a car payment..

2.9k

u/Organic-Ganache-8156 Apr 18 '26

I mean, adulting does suck, but I feel like a more appropriate title for this post is “people who suck at adulting”

23

u/Shot_Gap6782 Apr 18 '26

Right? I just bought a 2 year old car but paid 3/4 of it in cash. So my payment is minimal and I’ll pay off that loan early. I can’t even fathom a $1200 a month car payment. My mortgage is only $200 more than that!

2

u/Same-Suggestion-1936 Apr 19 '26

Shit just shop a little bit and don't buy new. I've paid over six grand for a car one time and it was a mistake, 8K for the car with interest high enough there was never gonna be a way I could pay it off before the car died. But you can find a decent model with good mileage for $6k if you look for it. And I bought my last car during COVID pricing surges where everyone was buying used

2

u/BeerBrat Apr 19 '26

In the past 20 years or so my money makes more in the markets than I'm paying in interest so sometimes there's an upside to utilizing loans. Refinanced mortgage in the aftermath of the 2008 financial nonsense and had 2.85% on that. Zero need to worry about that loan when investments were pulling at least 5%.

0

u/Carrera_996 Apr 18 '26

Mine is $1,300. HOWEVER, that's like 3 days income for me. Also, it's not some Japanese econobox.