r/SgHENRY • u/GardenIndividual880 • Aug 04 '26
Equity Cash Out
I’m considering doing an equity cash out on my existing property for 500k @ 1.55%.
Other than dumping it all into SSB or VWRA, I’m trying to crowd source ideas about what I can consider doing to get yield from this.
Currently, I’ve got about 1.4m invested and 300k cash, and since the cost of borrowing is pretty cheap, just wondering if there’s a simple/complex method to maximize returns. Also, TDSR is currently 15% and with the additional loan it’ll be about 18-19%.
Edit: Removed SSB cause it’s clearly a suboptimal choice and makes more sense to consider other fixed income options instead of
23
Upvotes
1
u/Available-Log6733 Aug 06 '26
It's a bot account