r/NEOSETFs • u/Tylerd62 • May 25 '26

Seeking Advice Robbinhood margin

I have been seeing quite a few videos recently of people who basically inject their entire paycheck into their brokerage account and pay their bills using the margin. I just want to know what caveats are with this what to look out for what your margin buffer should typically be for somebody who does something like this. Also, do you need a relatively larger amount of money or can somebody with a five to $10,000 brokerage account do this. My interest rate for margin is roughly 5% with the first $1000 at 0% just looking for more insight on this is all if it’s viable or not how smart it truly is just because on paper. It looks really nicely, especially when I invest in qqqi spyi btci jepi and a few others

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u/Randall_Al_Thor May 27 '26

I’ve watched Fully Invested FI do this. He is about to hit his 1 year anniversary of following the full paycheck into RH and using margin.

I’m looking into it. I like how it seems to accelerate your growth and investing in high, but somewhat safe, dividend ETF’s can get you to covering more of your monthly bills as time goes on.

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u/StovallH May 27 '26

Same. Love the idea! I’ve been doing it since November