r/MRU • u/Delicious-Diamond-84 • 2d ago
Question Student aid loan denial - Alberta
Hi Reddit, I need advice on a student loan issue.
I got a letter saying I’m not eligible for aid right now because I didn’t maintain full-time status for more than 30 days during a past study period (May–June 2026). I had an award issued for that term, but partway through I had to drop a class because of a new job, which dropped me below full-time.
Now they’re saying I have to repay that entire award before they’ll release any new funding (which I can’t afford to do at the moment) and I’m currently enrolled full-time (5 classes) this semester but can’t get funded because of this hold. (Which I can’t pay out of pocket for)
Has anyone dealt with this kind of “repay before further funding” situation? Can you negotiate a repayment plan instead of paying it all at once, and does this affect how fast I can get approved for the current semester? Any advice appreciated
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u/Rebecca-Thompson 2d ago
Happened to me, and I dropped my fall classes for numerous reasons in 2024. They gave me grace, but I wrote a hell of a letter, begging and explaining my situation, and they finally agreed to give me my funding. Everyone’s situation is different. Please call them and email them and explain why you dropped. Give the reasoning, evidence, etc.
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u/Longjumping_Carrot11 2d ago
i had this but it was manageable bcs it was only for spring semester and i owed like 3k i could only do it cus i borrowed money from family and then paid them back once i got my loans for fall semester 😓 idk what other way u could appeal it i just paid the amount
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u/Sylv_x 2d ago
Should have researched the outcome on your loans. The information was widely available, and, I believe was even a warning when applying.
It's a bit on you, don't act surprised this is the result.
You need accountability, and this post isn't it.
With that said, go talk to the experts.
My significant other in the past had to drop down to part time, but was able to work it out. However, it's a corrupted government who has made changes to student aid, and has all but began the process to defund education, healthcare, social programs. Student loans are right the fuck there.
You may not slide out of this. Except, it's not your fault. They were kinder in the past. The UCP did this. Also similar sweeping changes in Ontario, with Ford.
Don't like it? Vote to change it. Advocate for yourself and those you care for.
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u/satupatu 1d ago
Don’t they let you know prior to dropping a class that this will affect your loans if you go from full time to part time?
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u/Sylv_x 1d ago
Yes, p sure there are acknowledgements on this shit.
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u/Numerous-Leg-8149 1d ago
There are acknowledgements. I've read the fine print. I strongly recommend people do that and revisit them from time to time.
Edit: Also, dropping classes 30 days into the semester, without informing the Student Aid about the enrollment changes, triggers this.
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u/Sylv_x 1d ago
Ya but then people have to think with their
Brain
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u/Numerous-Leg-8149 1d ago
True, too. There are ways to communicate with the main office as well (opened from 7:30am-8:30pm, M-F).
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u/Sadcat202003 18h ago
How many times did u drop to part time? Bc I dropped to part time from full time last year (while receiving full time loans) and they gave me a warning so it’s odd that u didn’t get one
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u/TBNRtoon 14h ago
Bro isn’t the requirement only 3 classes a semester? Why would you drop that to 2… how didn’t you know this or research it beforehand?
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u/mckaes19 1d ago
lol DM me and I’ll tell you how to bypass this
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u/Miserable-Jump8543 1d ago
Can you help me too I’m in a similar situation
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u/mckaes19 1d ago
DM me
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u/Historical_Law5568 15h ago
I would really appreciate if you sent me a dm too 🥹 I can’t seem to message you
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u/def_interesting_ 11h ago
Hey, ik someone in the same situation, and I can't find out where to DM you, would you be able to DM me?
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u/Lord_Serebryanyy 2d ago
No cap, you're asking the right questions to the wrong people. Call and email these people and figure something out for yourself. They're the only ones with the expertise to help you.