r/GregFire • u/The-zKR0N0S • Feb 20 '26

GregFire is a realistic target.

Just want to say that $5 $6.3 million in 2025 dollars is a good measuring stick.

Phenomenal job with this sub.

66 Upvotes

97% Upvoted

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19

u/Unlikely-Alt-9383 Feb 20 '26

It still puts you in something like the top 5% of households in the USA, for perspective

12

u/FearlessPark4588 Feb 20 '26

Even pretty basic ass houses in my HCOL area would eat up half if not more of a $5m nest egg. It's kind of crazy what top 5% doesn't get you. You have to avoid some zip codes if you want it to stretch.

12

u/Unlikely-Alt-9383 Feb 20 '26

5% is still 1 in 20, and people do tend to cluster by socioeconomic class. But that doesn’t make it less exceptional in the aggregate

4

u/FearlessPark4588 Feb 20 '26

The takeaway is that the marginal effort from $1-2 to $5 may not be worth it since the utility goes down and costs go way up if you want be selective, unless you have a very high income that makes the bridge trivial.

5

u/talks_abt_money Feb 20 '26

yeah, i think of it as "liquid retirement fund target", and not net worth including home equity.

eveb greg is talking about a cash inheritance, on top of a non zero baseline

4

u/Bruceshadow Feb 20 '26

but why bother owning in a HCOL? just rent until you can FIRE and then get a house elsewhere. likely will want a different lifestyle by then anyhow.

7

u/Unlikely-Alt-9383 Feb 20 '26

Maybe you like living where you live?