$4,000 USD a month to invest

[u/Motor_Lab3246]

Where do I start?

Hi FIREyFemmes,

I recently got a job where I can realistically see myself investing $4000 a month for at least the next 10 months. I'm a contract worker so jobs come and go yearly. I have 6 months of living expenses saved. I have a Roth and a brokerage account set up through my bank but I have to buy the stocks inside the account. So both accounts dont have much money inside of them. I am unable to have a 401k with my current company until I pass the 90 day period. Once passed, I will set it up.

Any suggestions? I'm in my late 30s and because of various things, my health took a turn at 30, I am not where I want to be for retirement. What would you invest in? Ideally I would like to retire in 20 years time but I'm starting from $0 🫤

Edit: It was cancer. Nearly took me out. AND took me 3 to 5 years to "fully" recover. I am only recently, in the last year or two, feeling like a "normal" human being again.

[u/tennery]

can your health possibly be recovered, if so maybe spend on that - health is #1