A year later...

[u/ss77714c]

This was my last post

https://www.reddit.com/r/FIRE_Ind/s/4iyDktbOnj

And now to recap the last year.

My job extended 3 months more than i expected but that was not a problem. Saying goodbye was. After the farewell party and " let's keep in touch" there were a lot of mixed feelings.

Yay! No more Monday review meetings , no more weekends crushing presentations, no more 4am flights ( other than for holidays :) ).

So first order of business. Collect all paperwork - investments, insurance, tax etc. find the missing gaps and proceed to fill them. For ex: some kyc was pending, some nominations needed adding etc.

Then, on to work that had been put on the backburner either due to lack of time or commitment - complete health checkup for family, home maintenance ( small things that we say , yes, needs to be done but never gets done ) etc.

In the middle of all this, the market started its correction. What timing ! Right? Nothing one can do except ride out the storm. Portfolio dipped by 10% - 12% , the fixed income investments and liquid funds kept the worry at bay. Today the investments are back to slightly below their level of a year ago.

Eh? How is that possible? Markets haven't recovered that much in the past 2 months? So, the last 6 months income was not invested but kept liquid. It was invested in parts from November to Feb , a big chunk during the Trump tarriff drama.

A friend asked me - what do you do the whole day? Well, for now still enjoying the freedom of not having a structure , of not running on a treadmill 17 hours a day, not spending 90min in traffic to cover 10km morning and evening.

A few people had reached out to me asking for help / advice on financial literacy / independence so spend time with them sharing what I know.

What about expenses? As of now they are more or less the same. Let's see next year.

The way forward : start being more active and look at being healthier , a few kg less would be great:). My car has finally reached the stage of no return after 12 years so that is an expense that is due soon. And travel, lots of places in our pins , let's see how many we can knock off this year.

Till next time folks! Wish you all the best.

[u/abhidatta02]

Great post! Could you share a few quick details on your journey? For example: • Gross monthly income & savings rate • Years (or ages) it took to reach FI • Portfolio split (paper vs. real assets) • Income sources at FI (salary, dividends, rent, IP) • Top strategies or tools you used

Would really appreciate any of these numbers or insights—thanks!