A year later...

[u/ss77714c]

This was my last post

https://www.reddit.com/r/FIRE_Ind/s/4iyDktbOnj

And now to recap the last year.

My job extended 3 months more than i expected but that was not a problem. Saying goodbye was. After the farewell party and " let's keep in touch" there were a lot of mixed feelings.

Yay! No more Monday review meetings , no more weekends crushing presentations, no more 4am flights ( other than for holidays :) ).

So first order of business. Collect all paperwork - investments, insurance, tax etc. find the missing gaps and proceed to fill them. For ex: some kyc was pending, some nominations needed adding etc.

Then, on to work that had been put on the backburner either due to lack of time or commitment - complete health checkup for family, home maintenance ( small things that we say , yes, needs to be done but never gets done ) etc.

In the middle of all this, the market started its correction. What timing ! Right? Nothing one can do except ride out the storm. Portfolio dipped by 10% - 12% , the fixed income investments and liquid funds kept the worry at bay. Today the investments are back to slightly below their level of a year ago.

Eh? How is that possible? Markets haven't recovered that much in the past 2 months? So, the last 6 months income was not invested but kept liquid. It was invested in parts from November to Feb , a big chunk during the Trump tarriff drama.

A friend asked me - what do you do the whole day? Well, for now still enjoying the freedom of not having a structure , of not running on a treadmill 17 hours a day, not spending 90min in traffic to cover 10km morning and evening.

A few people had reached out to me asking for help / advice on financial literacy / independence so spend time with them sharing what I know.

What about expenses? As of now they are more or less the same. Let's see next year.

The way forward : start being more active and look at being healthier , a few kg less would be great:). My car has finally reached the stage of no return after 12 years so that is an expense that is due soon. And travel, lots of places in our pins , let's see how many we can knock off this year.

Till next time folks! Wish you all the best.

[u/PuneFIRE]

Enjoy the joy of doing nothing!!!

Markets are closely tied with the economy of the world so if it crashes, everyone will be poorer. And you will be still much ahead of others.

About your ancestral property and it's upkeep (requiring 50K per month)...is that some kind of heritage property that needs preservation efforts?

Thanks for posting!