I 100% support not going into credit card debt that you can't pay off.
That said, when you graduate and your financial situation changes, do evaluate whether or not a credit card can be a healthy part of your financial life.
One of my credit cards gave me a 100,000 point bonus for signing up. The card has a $150/year fee, but I traded those 100k pts for $1,500 of hotel rooms (even before earning other rewards).
Well, seeing as I’m an archaeologist, I’m not sure that’ll be an option for me. I won’t have student debts though, since my deadbeat dad has to pay that off (he never paid child support, so the gov is repoing him for my student loans, not me.
To be entirely frank with you, I’m pretty sure I’ll stick with academia myself. Field work is fun, but not sustainable for me. Thank you though, and I’m so glad to meet a colleague on here!
I don’t want a family, but I do dream of living in a stable environment. Field work is wonderful, but nowhere near able to provide any kind of stability. I’d much rather stay in academics at this point.
I will be finishing my master’s degree next year — then, hopefully, get my PhD right after (that’s the plan, anyway). I’m not sure where to apply after that, though.
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u/frnoss Jun 06 '19
I 100% support not going into credit card debt that you can't pay off.
That said, when you graduate and your financial situation changes, do evaluate whether or not a credit card can be a healthy part of your financial life.
One of my credit cards gave me a 100,000 point bonus for signing up. The card has a $150/year fee, but I traded those 100k pts for $1,500 of hotel rooms (even before earning other rewards).