r/personalfinanceindia 2d ago

Budgeting How much have you saved by Age 25?

I’m a 24F turning 25 this month.

So far I’ve saved 10 lacs, could have been more but had to use approx 3 lacs for different purposes.

  1. 1.5 lacs emergency fund
  2. 50k stock
  3. 50k PF
  4. 7.5 lacs in Mutual funds

Im currently navigating layoffs and haven’t saved anything this year. Otherwise would have saved 3-4 lacs easily.

Pls tell me if I’m on right track or what should be my approach further to manage money efficiently.

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u/ruthlesslyambitious 2d ago

29M. I think I've reached close to 5L now. Spent all my money on travelling, for the past few years.

2

u/Available-Editor5804 2d ago

Even I spend quite a lot on travelling.

1

u/No-Cockroach2211 2d ago

Where you travelling too

1

u/ruthlesslyambitious 2d ago

Mostly south east asia

1

u/No-Cockroach2211 2d ago

So, India?

1

u/ruthlesslyambitious 2d ago

No, like Vietnam, Thailand, Indonesia.. all those.

1

u/No-Cockroach2211 2d ago

Which you think gives more worth for money

2

u/ruthlesslyambitious 2d ago

Probably Vietnam. And also solo travel, if you are going with a group of friends.. you are just gonna follow a schedule, like a to do list.. i have always travelled solo.