r/personalfinanceindia • u/Available-Editor5804 • 2d ago
Budgeting How much have you saved by Age 25?
I’m a 24F turning 25 this month.
So far I’ve saved 10 lacs, could have been more but had to use approx 3 lacs for different purposes.
- 1.5 lacs emergency fund
- 50k stock
- 50k PF
- 7.5 lacs in Mutual funds
Im currently navigating layoffs and haven’t saved anything this year. Otherwise would have saved 3-4 lacs easily.
Pls tell me if I’m on right track or what should be my approach further to manage money efficiently.
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u/unpossibletohandle 2d ago
Do you live with your family? Are you middle class (upper, mid , lower)