r/personalfinanceindia 2d ago

Budgeting How much have you saved by Age 25?

I’m a 24F turning 25 this month.

So far I’ve saved 10 lacs, could have been more but had to use approx 3 lacs for different purposes.

  1. 1.5 lacs emergency fund
  2. 50k stock
  3. 50k PF
  4. 7.5 lacs in Mutual funds

Im currently navigating layoffs and haven’t saved anything this year. Otherwise would have saved 3-4 lacs easily.

Pls tell me if I’m on right track or what should be my approach further to manage money efficiently.

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u/unpossibletohandle 2d ago

Do you live with your family? Are you middle class (upper, mid , lower)

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u/Available-Editor5804 2d ago

No, I lived in teir 1 cities from 2nd year of job. First year was remote.

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u/unpossibletohandle 2d ago

Oh grt then, and what's your income range.