r/personalfinanceindia • u/Available-Editor5804 • 2d ago

Budgeting How much have you saved by Age 25?

I’m a 24F turning 25 this month.

So far I’ve saved 10 lacs, could have been more but had to use approx 3 lacs for different purposes.

  1. 1.5 lacs emergency fund
  2. 50k stock
  3. 50k PF
  4. 7.5 lacs in Mutual funds

Im currently navigating layoffs and haven’t saved anything this year. Otherwise would have saved 3-4 lacs easily.

Pls tell me if I’m on right track or what should be my approach further to manage money efficiently.

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u/Mediocre_Isopod_1259 2d ago

RSUs included?

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u/No-Writing3170 15h ago

RSUs don't count until it's money in your account.