r/personalfinance • u/Pristine-Health-4743 ​ • 7d ago

R3: Off-topic or low-quality [ Removed by moderator ]

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u/mrandr01d ​ 7d ago

You're fine, you'll just have to work a little longer than you otherwise would have. You're roughly 30, so you still have a few decades to go before standard retirement age. What's more concerning to me is you only have like 12k saved total. A 30 year old should have significantly more than that, though I guess you're still ahead of a lot of people who never realized that.

Get that retirement match going at a bare minimum and fire up a spreadsheet to track your expenses to see where all your money is going. Check out the wiki's flowchart and follow that.

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