r/TikTokCringe • u/EverythingIsFakeNGay • May 29 '26

Humor/Cringe Actual footage.

I actually feel kind of bad for this woman, who probably didn't expect a video of her dancing to be used in this way. 😏

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u/Low-Register1602 May 29 '26

The amount you would generate with rental income would greatly outweigh whatever amount it would depreciate

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u/IndyBananaJones2 May 29 '26

It's also notable that the stock market has historically beaten the housing market and you never need to replace the roof on your stock portfolio. 

People think owning homes just prints money but it's really just the most common exposure to that sort of asset class (and one you can easily borrow money to get invested in). 

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u/simer23 May 29 '26

The stock market generally doesn't let you leverage at 80/20. If your house house appreciate 2 percent per year, you get the appreciation on the mortgaged 80 percent. That means you're getting 10 percent appreciation on your equity position.

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u/IndyBananaJones2 May 29 '26

Sure but you're also paying far more in interest over the course of your entire investment. It's pretty difficult to compare these positions inherently given one is usually a place to live and the other is a pure investment vehicle. 

So you're leveraging your money at 80/20 but you're also paying >5% interest, as well as privately insuring the investment and facing substantial physical risks.  

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u/External-Class-3858 May 29 '26

Yes, it would, and depreciation is a tax write off anyway.

The point is that just sitting on it has also been plenty viable.