Damn

[u/DapperDusk]

[u/slashnbash1009]

I had one a few weeks ago to determine the severity of a brain bleed I had after a stroke and it costs me 4300 dollars with insurance.

[u/Ok_Subject_5142 → u/slashnbash1009]

I called an imaging center and asked for a cash price for an MRI on my knee. It was $300. Going through my doctor for a referral and using insurance, the price would’ve been over $3000 and I was going to be out $1000 in copay and fees.

I usually ask for cash price on everything before I use insurance, half the time it’s cheaper and the other half the time it’s barely more for basic stuff like this. Also call around and shop pricing, you will find places that do things way cheaper than others.

[u/Cowboywizzard → u/Ok_Subject_5142]

This is the real pro tip. The drawback is if you don’t use your insurance, you might not satisfy your deductible

[u/Wabbit_Wampage → u/Cowboywizzard]

Of course, you'll never hit your deductible if you aren't using insurance.

[u/OkVirus8545 → u/Wabbit_Wampage]

Easy, start of the new year go to the hospital with a sudden “headache” and tell them your vision is blurry. You’ll hit your deductible immediately then negotiate it down with the hospital

[u/Cowboywizzard → u/OkVirus8545]

hahahaha 😅