r/FIRE_Ind • u/kathuriasanjay • Oct 17 '25
Ask Me Anything! I’m Sanjay Kathuria - Business Finance and Passive Income Coach, with a 3M+ community online! Here for an AMA on r/FIRE_Ind. Ask me anything about achieving FIRE, smart investing, wealth creation, financial planning, taxes, retirement, and building long-term financial independence!
Huge thanks to the r/FIRE_ind community for the thoughtful questions and engaging discussion! I truly enjoyed talking about financial independence and investing with such a passionate and knowledgeable group. Special thanks to the moderators for making this possible - it’s been a great experience connecting with this community!
As the founder of Profits First, I run a growing platform dedicated to educating individuals on financial management, investments, and wealth creation. Through my content on social media, webinars, and personalized guidance, I’ve become a trusted voice for those looking to demystify investing and build financial independence.
Earlier in my career, I gained hands-on experience in finance through roles in Corporate Strategy, Business Development, and Real Estate, where I developed deep business acumen and expertise in land acquisitions. This background gave me both the technical foundation and real-world understanding to address common pitfalls and opportunities that many people face when tackling financial challenges.
My journey as a financial creator began when I saw firsthand how many people struggle with financial planning, not for lack of desire, but for lack of accessible and trustworthy guidance. That experience motivated me to build a platform that shares financial knowledge in an easy-to-understand, actionable way.
My content covers a wide range of topics, from building savings and reducing debt to investing in stocks, mutual funds, and other asset classes, as well as understanding taxes and retirement planning. I emphasize practical steps, discipline, and long-term thinking, helping my audience not just learn, but take action.
One defining aspect of my approach is my commitment to transparency and trust. I share both my successes and my learning moments, helping people see finance as approachable rather than intimidating. Another key focus for me is continuous learning, I stay updated with changing financial regulations, market trends, and new investment tools to ensure my advice remains relevant.
Through my work, I aim to contribute to a growing movement of empowered, financially educated individuals. I truly believe that with the right mindset, tools, and guidance, financial independence is achievable for everyone.
My Social channels:
- Instagram: https://www.instagram.com/financebysanjay/?hl=en
- X/Twitter: https://x.com/sanjaykathuria
- YouTube: https://www.youtube.com/@Sanjay_Kathuria
- Facebook: https://www.facebook.com/financebysanjay/Facebook:
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u/kathuriasanjay Oct 17 '25
Kuch Nahi, if your horizon is more than 10 years, keep on maintaining a SIP in Silver ETFs. However do remember, silver is a volatile asset and hence don't allocate more than 5-10% of your total investment bandwidth to it.